Stanford Federal Credit Union

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A short history of Stanford FCU

Since its inception in 1959 the Stanford Federal Credit Union has been serving its members in the Palo Alto, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joan Opp, the Stanford FCU has grown its membership to over 62,983 with assets of more than $2,200,347,836. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (650) 842-6049 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Palo Alto, CA.

General Information For Stanford FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13392
Address 1860 Embarcadero Road 
City Palo Alto 
State California 
Zip-Code 94303
Phone Number (650) 842-6049
Fax Number (650) 739-0435
Email Address:
CEO/President Joan Opp
Members 62,983 
Full-Time Employees 183 
Part-Time Employees
Number of Branch Offices
Total Assets 2,200,347,836 

Compare Stanford Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Menlo Survey CU Corodata 450 Charcot Ave 95131 (408) 428-1100 No 2.60
Sri CU Main Office 333 RAVENSWOOD AVE 94026 (650) 859-3711 No 3.10
First Technology CU Colorado Springs Garden Branch 1900 Garden of the Gods Rd Bldg A 80907 (719) 548-4797 No 4.00
Polam CU Concord 1010 Oak Grove Rd 94518 (925) 609-8500 No 6.09
Star One CU Branch - Enterprise 1080 Enterprise Way 94089 (408) 543-5202 No 6.25

Stanford Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Stanford Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 17.99 1.99 1.99 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 552 34 21 138 132
Rank Among All California Credit Unions 134 15 12 52 33

Stanford Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.20 0.80 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 114 207 271
Rank Among All California Credit Unions N/A 26 34 54 83
Stanford Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 17.99013,25227,075,963
All Other Unsecured Loans/Lines of Credit 8.9902,51817,492,313
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 3.0307477,562,371
New Vehicle Loans 1.9902,14644,352,703
Used Vehicle Loans 1.9903,35448,118,127
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,5351,119,611,123
Total Other Real Estate Loans/Lines of Credit 4.2501,222123,385,553
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.25010335,603,879
TOTAL LOANS & LEASES 24,8771,423,202,032

Stanford Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 498323,840,26212778,920,250
    b. 15 Years or less 15673,856,3872912,953,750
    a. > 15 years 499422,212,937127118,976,904
    b. 15 Years or less 352268,740,0572622,697,407
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2828,027,74800
Adjustable Rate > 1 yr 22,933,73200


Closed-End Fixed Rate 11011,529,487313,461,750
Closed-End Adjustable Rate 1279,559,406222,016,050
Open-End Adjustable Rate 985102,296,66016832,680,600
Open-End Fixed Rate 0000
TOTALS 2,7571,242,996,676530271,706,711


Interest Only & Payment Option 1st Mortgage Loans 3530,109,5981,100,000
Interest Only & Payment Option Other RE/LOC Loans 1191,7190
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Stanford Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes