St. Mary's Credit Union

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A short history of St. Mary's CU

Since its inception in 1913 the St. Mary's Credit Union has been serving its members in the Marlborough, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Garvey, the St. Mary's CU has grown its membership to over 57,887 with assets of more than $833,883,840. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (508) 490-8000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Marlborough, MA.

General Information For St. Mary's CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67864
Address 46 Lizotte Dr., PO Box 729 
City Marlborough 
State Massachusetts 
Zip-Code 01752
Phone Number (508) 490-8000
Fax Number (508) 490-8080
Email Address: none
CEO/President James Garvey
Members 57,887 
Full-Time Employees 114 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 833,883,840 

Compare St. Mary's Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Digital CU Marlborough East 279 Main St 01752 (508) 481-7657 No 2.76
Lincoln Sudbury Town Employee CU Sudbury 278 Old Sudbury Rd 01776 (978) 443-6973 No 7.65
Metrowest Community CU Main Office 200 Concord St 01701 (508) 879-5522 No 8.26
Central One CU Westborough 40 South St 01581 (508) 366-5553 No 8.56
Shrewsbury CU SHREWSBURY FEDERAL CREDIT UNION 489 BOSTON TPKE 01545 (508) 845-6755 No 10.04

St. Mary's Credit Union Financial Performance Charts

Performance Charts

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Financial Data

St. Mary's Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.23 4.13 3.67 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 172 217 91 132
Rank Among All Massachusetts Credit Unions N/A 48 49 19 28

St. Mary's Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 0.93 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 187 146
Rank Among All Massachusetts Credit Unions 10 19 23 33 20
St. Mary's Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.0202,0957,124,542
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2305,73490,586,794
Used Vehicle Loans 4.13011,586142,805,905
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6701,794335,140,481
Total Other Real Estate Loans/Lines of Credit 4.2501,89970,602,537
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2302677,008,959
TOTAL LOANS & LEASES 23,375653,269,218

St. Mary's Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 762172,264,4029322,424,193
    b. 15 Years or less 841110,371,5084610,980,474
    a. > 15 years 5426,921,94954,620,000
    b. 15 Years or less 102,946,1581340,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7913,860,70100
Adjustable Rate > 1 yr 488,775,7631264,000


Closed-End Fixed Rate 41418,357,672543,154,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,48552,244,865695,710,100
Open-End Fixed Rate 0000
TOTALS 3,693405,743,01826947,493,267


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,30744,635,4767,663,526
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Mary's Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes