St. Josephs Parish Buffalo Federal Credit Union

A short history of St. Josephs Parish Buffalo FCU

Since its inception in 1939 the St. Josephs Parish Buffalo Federal Credit Union has been serving its members in the Buffalo, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Bondanza, the St. Josephs Parish Buffalo FCU has grown its membership to over 5,602 with assets of more than $63,370,495. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 833-9670 or email them at contact@sjfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Buffalo, NY.

General Information For St. Josephs Parish Buffalo FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare St. Josephs Parish Buffalo Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Kenmore N. Y. Teachers CU	Main Office	2265 Sheridan Dr	14223	(716) 877-1630	No	0.45
Tonawanda Community CU	Delaware	315 Delaware St	14150	(716) 693-0946	No	0.45
Morton Lane CU	MORTON R LANE FCU	388 Englewood Ave	14223	(716) 837-2007	No	1.22
Linton CU	Linton Federal Credit Union	61 E Park Dr	14150	(716) 879-2363	No	2.39
S.m.s.d. CU	Main Office	2253 Main St	14214	(716) 834-7200	No	2.98

St. Josephs Parish Buffalo Federal Credit Union Financial Performance Charts

Financial Data

St. Josephs Parish Buffalo Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	5.05	7.46	4.51	5.28
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	403	584	206	263
Rank Among All New York Credit Unions	N/A	124	151	71	87

St. Josephs Parish Buffalo Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.20	0.20	1.28	1.69	1.61
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	102	108	10	68	84
Rank Among All New York Credit Unions	12	27	2	8	14

St. Josephs Parish Buffalo Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.280	388	803,312
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.050	16	355,925
Used Vehicle Loans	7.460	662	4,985,157
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.510	122	10,987,617
Total Other Real Estate Loans/Lines of Credit	5.280	316	11,020,496
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.790	1,924	28,254,347
TOTAL LOANS & LEASES		3,428	56,406,854

St. Josephs Parish Buffalo Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	57	5,132,699	9	903,707
b. 15 Years or less	65	5,854,918	10	1,207,120
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	41	1,553,049	12	573,512
Closed-End Adjustable Rate	98	1,426,846	5	92,887
Open-End Adjustable Rate	177	8,040,601	28	1,460,600
Open-End Fixed Rate	0	0	0	0
TOTALS	438	22,008,113	64	4,237,826

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

St. Josephs Parish Buffalo Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes