St. Jean's Credit Union

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A short history of St. Jean's CU

Since its inception in 1910 the St. Jean's Credit Union has been serving its members in the LYNN, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Surface, the St. Jean's CU has grown its membership to over 18,662 with assets of more than $221,501,836. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (781) 592-5420 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LYNN, MA.

General Information For St. Jean's CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67959
Address 250 MAPLE ST 
City LYNN 
State Massachusetts 
Zip-Code 01904
Phone Number (781) 592-5420
Fax Number (781) 596-0612
Email Address:
CEO/President David Surface
Members 18,662 
Full-Time Employees 46 
Part-Time Employees 17 
Number of Branch Offices
Total Assets 221,501,836 

Compare St. Jean's Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lynn Firemens CU Lynn Firemen's FCU 30 Boston St Ste 9 01904 (781) 593-8354 No 1.75
Lynn Municipal Employees CU Lynn City Hall 3 City Hall Sq Ste 104 01901 (781) 586-6761 No 1.94
Lynn Police CU Fiserv-CUSA 4897 W Lake Park Blvd 84120 (800) 568-2872 No 1.96
Massachusetts Family CU vital records server 51 Willow st 01901 67714 No 2.06
Community Credit Union Of Lynn CU Lynn 1 Andrew St 01901 (781) 598-0820 No 2.06

St. Jean's Credit Union Financial Performance Charts

Performance Charts

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Financial Data

St. Jean's Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 5.13 4.00 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 340 138 38
Rank Among All Massachusetts Credit Unions N/A 50 70 35 5

St. Jean's Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.35 1.17 1.24
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 89 139 127
Rank Among All Massachusetts Credit Unions 10 19 17 21 17
St. Jean's Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.0001,7534,463,864
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.000571,933,864
New Vehicle Loans 3.25056912,111,354
Used Vehicle Loans 5.1301,43618,319,747
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00070098,905,809
Total Other Real Estate Loans/Lines of Credit 3.25082433,293,273
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00085846,634
TOTAL LOANS & LEASES 5,424169,874,545

St. Jean's Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 34259,422,7993911,306,555
    b. 15 Years or less 17615,532,71071,463,900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 114,81900
Adjustable Rate > 1 yr 18123,935,481213,149,000


Closed-End Fixed Rate 1605,505,27810396,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 66427,787,9951019,059,150
Open-End Fixed Rate 0000
TOTALS 1,524132,199,08217825,375,105


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 66327,780,7859,059,150
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Jean's Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes