Ssmok Employees Federal Credit Union

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A short history of Ssmok Employees FCU

Since its inception in 1965 the Ssmok Employees Federal Credit Union has been serving its members in the Oklahoma City, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Troy Hoobler, the Ssmok Employees FCU has grown its membership to over 1,248 with assets of more than $7,510,836. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (405) 272-6100 or email them at CONTACTUS@SSMOKEFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Oklahoma City, OK.

General Information For Ssmok Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16755
Address PO Box 60347 
City Oklahoma City 
State Oklahoma 
Zip-Code 73146
Phone Number (405) 272-6100
Fax Number (405) 272-6379
Email Address: CONTACTUS@SSMOKEFCU.ORG
CEO/President Troy Hoobler
Members 1,248 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,510,836 
Website http://www.SSMOKEFCU.COM 

Compare Ssmok Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Municipal Emps Cu Of Oklahoma City CU MECU COUNCIL 9012 N COUNCIL RD 73132 (405) 813-5570 No 0.28
The Focus CU Main Branch 420 NE 10th St 73104 (405) 230-1328 No 0.96
Teachers CU Teachers CU 1134 NW 8th St 73106 (405) 232-8288 No 1.10
Oklahoma Employees CU Capitol - Headquarters 3001 N Lincoln Blvd 73124 (405) 606-6328 No 2.32
Credit Union One Of Oklahoma CU Sequoyah Branch 2400 N Lincoln Blvd 73152 (405) 557-0167 No 2.58

Ssmok Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ssmok Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 4.99 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 323 N/A 100
Rank Among All Oklahoma Credit Unions N/A 7 27 N/A 2

Ssmok Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 N/A 0.60 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 N/A 240 158
Rank Among All Oklahoma Credit Unions 11 16 N/A 29 6
Ssmok Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.990173387,518
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990711,429,187
Used Vehicle Loans 4.9901861,850,200
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.00016395,549
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.99014132,849
TOTAL LOANS & LEASES 4604,195,303

Ssmok Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 16395,549265,000
Open-End Fixed Rate 0000
TOTALS 16395,549265,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ssmok Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes