Spirit Of America Federal Credit Union

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A short history of Spirit Of America FCU

Since its inception in 1943 the Spirit Of America Federal Credit Union has been serving its members in the LINCOLN, Nebraska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rhonda Litt, the Spirit Of America FCU has grown its membership to over 4,285 with assets of more than $43,050,592. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (402) 467-1102 or email them at info@spiritofamericafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LINCOLN, NE.

General Information For Spirit Of America FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24724
Address PO BOX 5556 
City LINCOLN 
State Nebraska 
Zip-Code 68505
Phone Number (402) 467-1102
Fax Number (402) 467-3293
Email Address: info@spiritofamericafcu.org
CEO/President Rhonda Litt
Members 4,285 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 43,050,592 
Website http://www.spiritofamericafcu.org 

Compare Spirit Of America Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Lincoln CU Main Office 5730 R ST STE A 68505 (402) 466-4040 No 1.50
Lincoln Public School Employees CU LPS Employees FCU 5625 O St Ste 106 68510 (402) 486-3644 No 1.66
Construction Industries CU Construction Industries Credit Union 810 N 48th St 68505 (402) 466-4406 No 2.01
Lincone CU South 70th St. Branch 6700 S 70th St 68516 (402) 475-7059 No 2.08
Liberty First CU East 8400 Lexington Ave 68503 (402) 465-1000 No 2.18

Spirit Of America Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Spirit Of America Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 4.50 5.25 3.63 6.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 341 356 86 412
Rank Among All Nebraska Credit Unions 22 37 29 9 31

Spirit Of America Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 N/A 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 N/A 324 276
Rank Among All Nebraska Credit Unions 9 17 N/A 35 26
Spirit Of America Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.250282497,264
All Other Unsecured Loans/Lines of Credit 9.5004451,017,867
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.500791,536,919
Used Vehicle Loans 5.2504884,503,360
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.630252,708
Total Other Real Estate Loans/Lines of Credit 6.7501807,825,468
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2501001,075,391
TOTAL LOANS & LEASES 1,57616,508,977

Spirit Of America Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 252,70800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1807,825,468311,984,438
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1827,878,176311,984,438

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spirit Of America Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes