Spc Credit Union

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A short history of Spc CU

Since its inception in 1949 the Spc Credit Union has been serving its members in the HARTSVILLE, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Weatherford, the Spc CU has grown its membership to over 20,966 with assets of more than $159,790,355. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (843) 383-0090 or email them at general@spccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARTSVILLE, SC.

General Information For Spc CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60686
Address P.O. BOX 1355 
State South Carolina 
Zip-Code 29551
Phone Number (843) 383-0090
Fax Number (843) 332-0244
Email Address: general@spccu.org
CEO/President Linda Weatherford
Members 20,966 
Full-Time Employees 58 
Part-Time Employees
Number of Branch Offices
Total Assets 159,790,355 
Website http://www.spccu.org 

Compare Spc Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dixies CU Dixies Federal Credit Union 2257 S Irby St 29505 (843) 665-1422 No 12.87
Nucor Employee's CU Nucor Employee's Credit Union Main Office 1202 N Cashua Dr 29502 (843) 665-4668 No 19.18
Palmetto First CU Palmetto First FCU - Branch 108 Pamplico Hwy 29505 (843) 664-0935 No 20.00
Trinity Baptist Church CU Trinity Baptist Church Federal Credit Union 124 W Darlington St 29501 (843) 662-7015 No 21.19
Pee Dee CU Main@305 W Pine St 305 W Pine St 29503 (843) 669-0461 No 21.37

Spc Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spc Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.99 7.75 4.25 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 279 609 174 289
Rank Among All South Carolina Credit Unions 21 25 42 15 21

Spc Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.30 N/A 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 88 N/A 284 243
Rank Among All South Carolina Credit Unions 6 3 N/A 21 16
Spc Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9002,8396,477,864
All Other Unsecured Loans/Lines of Credit 9.5005,2457,994,237
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9905369,329,691
Used Vehicle Loans 7.7502,25725,143,862
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25038232,301,590
Total Other Real Estate Loans/Lines of Credit 5.5002276,240,789
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.5006585,959,179
TOTAL LOANS & LEASES 12,14493,447,212

Spc Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9311,883,39991,461,600
    b. 15 Years or less 15811,140,12914987,145
    a. > 15 years 0000
    b. 15 Years or less 786,894,58200
Other Fixed Rate 291,968,485165,000
Adjustable Rate 1 yr or less 24414,995226,350
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 491,96900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2236,148,82017775,700
Open-End Fixed Rate 0000
TOTALS 60938,542,379433,315,795


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spc Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes