Southwest Communities Federal Credit Union

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A short history of Southwest Communities FCU

Since its inception in 1939 the Southwest Communities Federal Credit Union has been serving its members in the Carnegie, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Heil, the Southwest Communities FCU has grown its membership to over 2,145 with assets of more than $15,173,287. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (412) 276-5379 or email them at bheil@swcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Carnegie, PA.

General Information For Southwest Communities FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3278
Address 213 Pine Street 
City Carnegie 
State Pennsylvania 
Zip-Code 15106
Phone Number (412) 276-5379
Fax Number (412) 276-9423
Email Address: bheil@swcfcu.org
CEO/President Barbara Heil
Members 2,145 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,173,287 
Website http://www.swcfcu.org 

Compare Southwest Communities Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri-valley Service CU Main Office 1920 Cochran Rd 15242 (412) 344-3406 No 2.68
Visionary CU VISIONARY FCU 201 Beram Ave 15017 (412) 221-6660 No 2.77
South Hills Healthcare CU South Hills Healthcare FCU 1000 Bower Hill Rd 15243 (412) 942-1264 No 3.11
Mt Lebanon CU main office 7 Horsman Dr 15228 (412) 344-2013 No 3.86
Shacog CU SHACOG 2600 Old Greentree Road 15106 (412) 429-3600 No 3.96

Southwest Communities Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Southwest Communities Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.93 3.76 3.83 4.57 5.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 245 245 183 214 247
Rank Among All Pennsylvania Credit Unions 40 92 57 71 91

Southwest Communities Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.89 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 192 283
Rank Among All Pennsylvania Credit Unions 13 37 N/A 44 66
Southwest Communities Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.930232654,294
All Other Unsecured Loans/Lines of Credit 10.290137554,016
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.62021,155
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.760641,001,273
Used Vehicle Loans 3.8301151,030,480
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.570212,558,357
Total Other Real Estate Loans/Lines of Credit 5.130551,817,405
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.45059681,314
TOTAL LOANS & LEASES 6858,298,294

Southwest Communities Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 202,452,12600
    b. 15 Years or less 1106,23100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 531,775,532395,468
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 241,87300
Open-End Fixed Rate 0000
TOTALS 764,375,762395,468

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southwest Communities Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes