South Charleston Employees Federal Credit Union

Social
  • +1

A short history of South Charleston Employees FCU

Since its inception in 1965 the South Charleston Employees Federal Credit Union has been serving its members in the South Charlesto, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Phala Sigmon, the South Charleston Employees FCU has grown its membership to over 1,370 with assets of more than $19,030,306. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 720-5600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in South Charlesto, WV.

General Information For South Charleston Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16989
Address 515 3rd Ave Ste 200 
City South Charlesto 
State West Virginia 
Zip-Code 25303
Phone Number (304) 720-5600
Fax Number (304) 720-5401
Email Address: none
CEO/President Phala Sigmon
Members 1,370 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,030,306 
Website  

Compare South Charleston Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Virginia CU WVFCU 318 5th Ave 25303 (304) 744-7604 No 0.86
Star Usa CU Star USA - Main Office 1 Cantley Dr 25314 (304) 357-2319 No 1.80
Members Choice Wv CU Members Choice WV FCU 201 Ohio Ave 25362 (304) 346-5242 No 1.96
Valley Bell CU VALLEY BELL FCU 508 ROANE ST 25302 (304) 344-2511 No 1.97
Charleston CU MAIN OFFICE 300 VIRGINIA ST E RM 4203 25301 (304) 347-3393 No 2.37

South Charleston Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


South Charleston Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.99 6.32 6.02 7.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 486 476 374 464
Rank Among All West Virginia Credit Unions N/A 42 43 30 31

South Charleston Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.35 N/A 1.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 81 N/A 134 N/A
Rank Among All West Virginia Credit Unions N/A 11 N/A 8 N/A
South Charleston Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.0004191,035,402
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.9901052,221,994
Used Vehicle Loans 6.3201151,472,125
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.02015623,686
Total Other Real Estate Loans/Lines of Credit 7.6107166,291
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.68018163,223
TOTAL LOANS & LEASES 6795,682,721

South Charleston Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 15623,6862161,800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7166,29100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 22789,9772161,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Charleston Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No