South Carolina Federal Credit Union

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A short history of South Carolina FCU

Since its inception in 1936 the South Carolina Federal Credit Union has been serving its members in the NORTH CHARLESTO, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Woods, the South Carolina FCU has grown its membership to over 156,017 with assets of more than $1,635,340,887. They have a main office and 21 branch offices. Please see the credit unions website or contact them by phone at (843) 797-8300 or email them at ContactCenter@scfederal.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH CHARLESTO, SC.

General Information For South Carolina FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1022
Address PO BOX 190012 
City NORTH CHARLESTO 
State South Carolina 
Zip-Code 29419
Phone Number (843) 797-8300
Fax Number (843) 569-6389
Email Address: ContactCenter@scfederal.org
CEO/President Scott Woods
Members 156,017 
Full-Time Employees 416 
Part-Time Employees 13 
Number of Branch Offices 21 
Total Assets 1,635,340,887 
Website http://www.scfederal.org 

Compare South Carolina Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
C O CU CO FEDERAL CREDIT UNION 117 SPRING ST 29403 (843) 722-7656 No 1.33
Charleston County Teachers CU Charleston County Teachers' Federal Credit Union 4 Carriage Ln Ste 401 29417 (843) 556-8698 No 4.10
Latitude 32 CU West Ashley Branch 1845 Sam Rittenberg Blvd 29407 (843) 556-4809 No 5.43
Cpm CU Summerville 165 Brighton Park Blvd 29405 (800) 255-1513 No 7.73
Heritage Trust CU Rivers 7550 Rivers Ave 29423 (843) 832-2600 No 21.97

South Carolina Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


South Carolina Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.75 2.49 2.49 3.88 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 139 83 51 119 317
Rank Among All South Carolina Credit Unions 4 9 3 9 22

South Carolina Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.40 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 284 276
Rank Among All South Carolina Credit Unions N/A 12 12 21 24
South Carolina Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.75021,69161,874,935
All Other Unsecured Loans/Lines of Credit 12.00014,08117,142,986
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4908,092180,107,518
Used Vehicle Loans 2.49017,869233,812,954
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8803,742582,959,208
Total Other Real Estate Loans/Lines of Credit 5.7502,70276,147,869
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0006,073114,543,542
TOTAL LOANS & LEASES 74,2501,266,589,012

South Carolina Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,641271,449,74020341,604,750
    b. 15 Years or less 1,130107,850,9118510,488,400
Balloon/Hybrid
    a. > 15 years 2410,569,66952,311,600
    b. 15 Years or less 440109,943,4507628,585,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 50783,145,4389829,614,450

OTHER REAL ESTATE

Closed-End Fixed Rate 1,16438,521,0231528,259,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,53837,626,8464525,953,196
Open-End Fixed Rate 0000
TOTALS 6,444659,107,0771,071126,817,896

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1375,296,789206,500
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Carolina Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes