Softite Community Federal Credit Union

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A short history of Softite Community FCU

Since its inception in 1969 the Softite Community Federal Credit Union has been serving its members in the Martins Ferry, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Pam Fankhouser, the Softite Community FCU has grown its membership to over 3,289 with assets of more than $21,192,634. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (740) 633-2103 or email them at memberservice@softitecfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Martins Ferry, OH.

General Information For Softite Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19433
Address 1201 S Zane Hwy 
City Martins Ferry 
State Ohio 
Zip-Code 43935
Phone Number (740) 633-2103
Fax Number (740) 633-3304
Email Address: memberservice@softitecfcu.com
CEO/President Pam Fankhouser
Members 3,289 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 21,192,634 
Website http://softitecfcu.com 

Compare Softite Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kyger Creek CU Kyger Creek Credit Union 5758 State Route 7 N 45620 (740) 367-5055 No 2.92
Ohio County Public Schools CU OCPS FEDERAL CREDIT UNION 280 FULTON ST 26003 (304) 243-0499 No 3.52
Teamsters Local 697 CU CU Office 901 Market St 26003 (304) 232-9840 No 3.67
Whetelco CU Whetelco FCU 54 14th St 26003 (304) 232-8123 No 3.97
Yorkville Community CU Yorkville Community Federal 307 Public Rd 43971 (740) 859-4922 No 4.09

Softite Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Softite Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.69 5.85 10.18 N/A 8.17
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 315 476 748 N/A 482
Rank Among All Ohio Credit Unions 55 123 155 N/A 91

Softite Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.22 1.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 315 133
Rank Among All Ohio Credit Unions N/A 28 29 94 25
Softite Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.690115,190
All Other Unsecured Loans/Lines of Credit 14.790292881,677
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0003110,129
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.850601,276,637
Used Vehicle Loans 10.1803123,548,532
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 8.170822,988,789
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.24085708,074
TOTAL LOANS & LEASES 8739,419,028

Softite Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 822,988,78915592,824
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 822,988,78915592,824

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Softite Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes