Smw 104 Federal Credit Union

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A short history of Smw 104 FCU

Since its inception in 1962 the Smw 104 Federal Credit Union has been serving its members in the SAN LEANDRO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rick Hanan, the Smw 104 FCU has grown its membership to over 8,991 with assets of more than $89,191,560. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (510) 483-1300 or email them at info@smw104fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN LEANDRO, CA.

General Information For Smw 104 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14934
Address P.O. BOX 2278 
City SAN LEANDRO 
State California 
Zip-Code 94577
Phone Number (510) 483-1300
Fax Number (510) 483-2809
Email Address: info@smw104fcu.org
CEO/President Rick Hanan
Members 8,991 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 89,191,560 
Website http://www.smw104fcu.org 

Compare Smw 104 Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Moore West CU Keyes - Resident 1281 Hunt RD 95337 (209) 823-7885 No 0.67
Sea West Coast Guard CU Alameda Service Center Coast Guard Island 94501 (510) 434-2306 No 3.44
Bay Cities CU Bay Cities Credit Union 22777 Main St 94543 (510) 690-6100 No 5.35
Financial Benefits CU Main Office 1528 Webster St 94501 (510) 433-9200 No 7.53
Utility District CU BRANCH OFFICE 2130 ADELINE ST 94607 (510) 287-0539 No 8.43

Smw 104 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Smw 104 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 1.99 1.99 N/A 5.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 34 21 N/A 241
Rank Among All California Credit Unions 10 15 12 N/A 77

Smw 104 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.18 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 133 143 120 240 211
Rank Among All California Credit Unions 27 45 37 67 50
Smw 104 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9002,3716,070,593
All Other Unsecured Loans/Lines of Credit 9.400108412,414
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901894,664,911
Used Vehicle Loans 1.9906589,717,331
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.100532,594,245
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9507448,718,052
TOTAL LOANS & LEASES 4,12332,177,546

Smw 104 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16901,3973168,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 371,692,8485255,348
Open-End Fixed Rate 0000
TOTALS 532,594,2458423,848

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Smw 104 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes