Signet Federal Credit Union

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A short history of Signet FCU

Since its inception in 1982 the Signet Federal Credit Union has been serving its members in the PADUCAH, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carlene Scillian, the Signet FCU has grown its membership to over 18,581 with assets of more than $248,799,213. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (270) 443-5261 or email them at pfcu@paducahfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PADUCAH, KY.

General Information For Signet FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23949
Address PO BOX 426 
City PADUCAH 
State Kentucky 
Zip-Code 42002
Phone Number (270) 443-5261
Fax Number (270) 443-6148
Email Address: pfcu@paducahfcu.org
CEO/President Carlene Scillian
Members 18,581 
Full-Time Employees 37 
Part-Time Employees
Number of Branch Offices
Total Assets 248,799,213 
Website http://www.signetfcu.com 

Compare Signet Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Paducah Teachers CU Paducah Teachers Federal Credit Union 800 Caldwell St 42002 (270) 444-5638 No 0.68
W B H Employees CU WBH Employees Federal Credit Union 2501 Broadway St 42001 (270) 575-2776 No 1.62
C-plant CU Smithland 303 Mill St 42081 (270) 988-1196 No 4.19
Electric Energy Inc Employees CU E.E.I. EMPLOYEES CREDIT UNION 1424 W 10th St 62960 (618) 524-4569 No 9.86
Shawnee Tva Employees CU MAIN OFFICE 7755 METROPOLIS LAKE RD 42086 (270) 442-6479 No 9.91

Signet Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Signet Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.75 3.00 4.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 115 92 138 168
Rank Among All Kentucky Credit Unions 18 8 6 11 12

Signet Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.45 N/A 0.75 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 70 N/A 215 211
Rank Among All Kentucky Credit Unions N/A 7 N/A 17 21
Signet Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,7401,314,226
All Other Unsecured Loans/Lines of Credit 7.5001,6165,262,302
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501893,426,087
Used Vehicle Loans 3.0003,26528,801,551
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,34066,803,531
Total Other Real Estate Loans/Lines of Credit 4.5003005,548,852
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001,20711,232,693
TOTAL LOANS & LEASES 9,657122,389,242

Signet Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 23315,893,503242,096,085
    b. 15 Years or less 61233,194,631523,132,150
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 43811,206,310221,258,824
Adjustable Rate > 1 yr 576,509,0876845,000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 13271,633135,000
Open-End Adjustable Rate 2875,277,219291,049,704
Open-End Fixed Rate 0000
TOTALS 1,64072,352,3831348,416,763

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 141,728,489303,874
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Signet Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics