Shore To Shore Community Federal Credit Union

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A short history of Shore To Shore Community FCU

Since its inception in 1953 the Shore To Shore Community Federal Credit Union has been serving its members in the TRENTON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Guest, the Shore To Shore Community FCU has grown its membership to over 6,436 with assets of more than $59,836,291. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (734) 675-3100 or email them at memberservice@shore2shorecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TRENTON, MI.

General Information For Shore To Shore Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8349
Address 4550 DIVISION ST 
City TRENTON 
State Michigan 
Zip-Code 48183
Phone Number (734) 675-3100
Fax Number (734) 675-4204
Email Address: memberservice@shore2shorecu.com
CEO/President Jennifer Guest
Members 6,436 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 59,836,291 
Website http://www.shore2shorecu.com 

Compare Shore To Shore Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Advantage One CU Advantage One Credit Union 14750 King Rd 48193 (734) 676-7000 No 2.79
Community Focus CU Community Focus Federal Credit Union 3815 W Jefferson Ave 48229 (313) 386-5200 No 3.77
Lincoln Park Community CU LPCCU Main Office 1400 Emmons Blvd 48146 (313) 389-2300 No 7.43
Total Community CU Total Community Credit Union 25155 Goddard Rd 48180 (313) 291-3300 No 7.49
Downriver Community CU Main Office 4320 W Jefferson Ave 48229 (313) 386-2200 No 8.88

Shore To Shore Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Shore To Shore Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.65 2.98 3.88 3.96 5.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 438 142 188 134 330
Rank Among All Michigan Credit Unions 77 39 45 29 71

Shore To Shore Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.22 0.44 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 111 276 227
Rank Among All Michigan Credit Unions N/A 19 23 62 48
Shore To Shore Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.6501,3341,769,272
All Other Unsecured Loans/Lines of Credit 10.6808962,284,029
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9802474,712,959
Used Vehicle Loans 3.8806365,945,133
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.960433,545,023
Total Other Real Estate Loans/Lines of Credit 5.900711,564,876
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5802002,513,462
TOTAL LOANS & LEASES 3,42722,334,754

Shore To Shore Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 252,596,4692245,850
    b. 15 Years or less 18948,5542164,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 34656,817165,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 37908,059624,077
Open-End Fixed Rate 0000
TOTALS 1145,109,89911498,927

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Shore To Shore Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes