Shelby County Federal Credit Union

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A short history of Shelby County FCU

Since its inception in 1961 the Shelby County Federal Credit Union has been serving its members in the MEMPHIS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Winkler, the Shelby County FCU has grown its membership to over 10,571 with assets of more than $60,555,816. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (901) 222-1900 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEMPHIS, TN.

General Information For Shelby County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14733
Address 150 WASHINGTON AVE 
City MEMPHIS 
State Tennessee 
Zip-Code 38103
Phone Number (901) 222-1900
Fax Number (901) 222-1918
Email Address: none
CEO/President Linda Winkler
Members 10,571 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 60,555,816 
Website http://shelbycountycu.com 

Compare Shelby County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fedtrust CU Eaglecrest 225 N Humphreys Blvd Ste 1029 38120 (901) 747-3631 No 1.10
Agility Financial CU Agility Financial Credit Union 2005 Nonconnah Blvd 38132 (901) 332-2685 No 1.99
Memphis Municipal Employees CU Memphis Municipal EFCU 577 Dr Ml King Jr Ave 38126 (901) 528-2816 No 2.04
Kimberly Clark CU Main Office 1520 N 2nd St 38107 (901) 521-4646 No 2.26
Kennedy Va Employees CU Kennedy Va Employees FCU 1030 Jefferson Ave 38104 (901) 523-8990 No 2.69

Shelby County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Shelby County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.80 2.67 4.42 5.20 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 488 105 253 291 229
Rank Among All Tennessee Credit Unions 41 22 33 48 21

Shelby County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.63 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 236 N/A
Rank Among All Tennessee Credit Unions N/A 20 N/A 26 N/A
Shelby County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.8007981,162,984
All Other Unsecured Loans/Lines of Credit 11.8802,2454,155,962
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6703146,552,478
Used Vehicle Loans 4.4201,01213,655,530
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.20018524,208
Total Other Real Estate Loans/Lines of Credit 5.000695,388
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5102181,182,724
TOTAL LOANS & LEASES 4,61127,329,274

Shelby County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 225,63500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 16498,57300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 695,38800
Open-End Fixed Rate 0000
TOTALS 24619,59600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Shelby County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes