Selfreliance Balto Federal Credit Union

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A short history of Selfreliance Balto FCU

Since its inception in 1955 the Selfreliance Balto Federal Credit Union has been serving its members in the Baltimore, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ann Kerda, the Selfreliance Balto FCU has grown its membership to over 1,185 with assets of more than $18,447,926. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (410) 327-9841 or email them at selfrelbaltfcu@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Baltimore, MD.

General Information For Selfreliance Balto FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10511
Address 2345 Eastern Avenue 
City Baltimore 
State Maryland 
Zip-Code 21224
Phone Number (410) 327-9841
Fax Number (410) 327-9843
Email Address: selfrelbaltfcu@aol.com
CEO/President Ann Kerda
Members 1,185 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,447,926 
Website http://www.srbfcu.org 

Compare Selfreliance Balto Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members First Of Maryland CU Perry Hall 4371 Ebenezer Rd 21236 (410) 931-3123 No 0.72
Triple C 16 CU TRIPLE C FEDERAL CREDIT UNION 1103 N POINT BLVD STE 422 21224 (410) 284-7820 No 1.64
Johns Hopkins CU Bayview Branch 5201 Alpha Commons Dr 21224 (410) 534-4500 No 3.45
Post Office Cu Of Md, Inc. CU Main 900 E Fayette St Rm 606 21233 (410) 727-5469 No 3.90
Municipal Empl.credit Union Of Balt CU Commercentre Branch 1777 Reisterstown Rd 21208 (410) 752-8313 No 4.32

Selfreliance Balto Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Selfreliance Balto Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 2.33 3.19 4.15 3.89
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 64 115 163 89
Rank Among All Maryland Credit Unions 2 11 19 21 9

Selfreliance Balto Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.20 0.25 0.45 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 108 105 274 N/A
Rank Among All Maryland Credit Unions 10 15 18 37 N/A
Selfreliance Balto Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.500126323,082
All Other Unsecured Loans/Lines of Credit 6.36055158,427
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.3309252,958
Used Vehicle Loans 3.19013121,721
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.150687,309,227
Total Other Real Estate Loans/Lines of Credit 3.890392,888,607
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.12033285,371
TOTAL LOANS & LEASES 34311,339,393

Selfreliance Balto Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 10919,66300
Balloon/Hybrid
    a. > 15 years 1103,9941104,834
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 576,285,57000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 2174,43500
Open-End Adjustable Rate 372,714,17200
Open-End Fixed Rate 0000
TOTALS 10710,197,8341104,834

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Selfreliance Balto Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No