Seg Federal Credit Union

  • +1

A short history of Seg FCU

Since its inception in 1951 the Seg Federal Credit Union has been serving its members in the Laurel, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janice Lehman, the Seg FCU has grown its membership to over 1,514 with assets of more than $14,750,794. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (406) 628-7711 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Laurel, MT.

General Information For Seg FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7405
Address PO Box 69 
City Laurel 
State Montana 
Zip-Code 59044
Phone Number (406) 628-7711
Fax Number (406) 628-5759
Email Address:
CEO/President Janice Lehman
Members 1,514 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,750,794 

Compare Seg Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Altana CU Altana FCU Heights 895 Main St Ste 1 59105 (406) 651-2346 No 12.47
Valley Fcu Of Montana CU Custer Branch 1541 Custer Ave 59104 (406) 656-9100 No 14.21
Rimrock CU Rimrock Credit Union 952 Central Ave 59102 (406) 248-3685 No 14.49
Big Sky CU Big Sky Federal Credit Union 990 Grand Ave 59102 (406) 252-2527 No 15.15
Montana Health CU Montana HealthFCU 3100 2nd Ave N 59103 (406) 259-2000 No 16.03

Seg Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Seg Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.70 5.82 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 237 423 205 168
Rank Among All Montana Credit Unions N/A 20 29 16 7

Seg Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.25 0.70 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 105 224 250
Rank Among All Montana Credit Unions 4 9 6 13 19
Seg Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.660229686,172
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.70035934,935
Used Vehicle Loans 5.8204035,088,836
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50014538,356
Total Other Real Estate Loans/Lines of Credit 4.50036806,066
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5001381,541,402
TOTAL LOANS & LEASES 8559,595,767

Seg Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 14538,35600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 36806,06600
Open-End Fixed Rate 0000
TOTALS 501,344,42200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Seg Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes