Santo Christo Federal Credit Union

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A short history of Santo Christo FCU

Since its inception in 1954 the Santo Christo Federal Credit Union has been serving its members in the FALL RIVER, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Margaret Diogo, the Santo Christo FCU has grown its membership to over 2,216 with assets of more than $11,768,487. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (508) 673-9210 or email them at scfcu@santochristocu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FALL RIVER, MA.

General Information For Santo Christo FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9822
Address 149 COLUMBIA STREET 
City FALL RIVER 
State Massachusetts 
Zip-Code 02721
Phone Number (508) 673-9210
Fax Number (508) 673-6403
Email Address: scfcu@santochristocu.com
CEO/President Margaret Diogo
Members 2,216 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,768,487 
Website http://santochristocu.com 

Compare Santo Christo Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Our Lady Of The Angels CU 1208 Dwelly 1208 Dwelly St 02724 (508) 678-6391 No 1.34
Notre Dame Community CU Corporate Office 659 Eastern Ave 02723 (508) 676-1067 No 1.64
St. Anne's Of Fall River CU President Ave 1675 President Ave 02720 (508) 324-7470 No 1.96
St. Anthony Of Padua CU St. Anthony of Padua FCU 806 Bedford St 02723 (508) 674-3019 No 2.17
Fall River Municipal CU Robeson Office 1110 Robeson St 02720 (508) 677-2501 No 2.23

Santo Christo Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Santo Christo Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.65 6.56 4.38 4.02
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 228 505 191 104
Rank Among All Massachusetts Credit Unions 29 59 88 47 21

Santo Christo Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 N/A 0.80 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 N/A 207 N/A
Rank Among All Massachusetts Credit Unions 6 15 N/A 40 N/A
Santo Christo Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900329231,288
All Other Unsecured Loans/Lines of Credit 11.7003531,586,669
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.650487,740
Used Vehicle Loans 6.5601301,064,448
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.380373,880,610
Total Other Real Estate Loans/Lines of Credit 4.02014445,852
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.16036193,971
TOTAL LOANS & LEASES 9037,490,578

Santo Christo Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 192,874,2433317,600
    b. 15 Years or less 181,006,3673200,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14445,85200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 514,326,4626517,600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santo Christo Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website No