Santee Cooper Credit Union

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A short history of Santee Cooper CU

Since its inception in 1953 the Santee Cooper Credit Union has been serving its members in the MONCKS CORNER, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melynda Ciochetti, the Santee Cooper CU has grown its membership to over 8,004 with assets of more than $52,095,177. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (843) 761-4001 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONCKS CORNER, SC.

General Information For Santee Cooper CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60745
State South Carolina 
Zip-Code 29461
Phone Number (843) 761-4001
Fax Number (843) 761-7011
Email Address:
CEO/President Melynda Ciochetti
Members 8,004 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 52,095,177 
Website http://www.santeecoopercreditunion. 

Compare Santee Cooper Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Berkeley Community CU Berkeley Community Federal Credit Union 600 Main Street Ext 29461 (843) 761-8298 No 3.00
Heritage Trust CU Rivers 7550 Rivers Ave 29423 (843) 832-2600 No 11.83
South Carolina CU Shipyard 1900 McMillan Ave 29419 (843) 797-8300 No 16.83
Cpm CU Summerville 165 Brighton Park Blvd 29405 (800) 255-1513 No 18.81
Latitude 32 CU West Ashley Branch 1845 Sam Rittenberg Blvd 29407 (843) 556-4809 No 24.34

Santee Cooper Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Santee Cooper Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 3.25 3.50 4.15 4.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 174 147 163 121
Rank Among All South Carolina Credit Unions 7 19 10 14 5

Santee Cooper Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.05 N/A 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 143 N/A 310 266
Rank Among All South Carolina Credit Unions 9 12 N/A 25 20
Santee Cooper Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0008092,121,821
All Other Unsecured Loans/Lines of Credit 11.9908731,642,746
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2502725,140,089
Used Vehicle Loans 3.5001,17214,737,929
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.150402,263,114
Total Other Real Estate Loans/Lines of Credit 4.1501172,691,124
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0005866,897,631
TOTAL LOANS & LEASES 3,86935,494,454

Santee Cooper Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 402,263,11400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1032,401,8875144,890
Open-End Fixed Rate 14289,23700
TOTALS 1574,954,2385144,890


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santee Cooper Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes