San Mateo City Employees Federal Credit Union

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A short history of San Mateo City Employees FCU

Since its inception in 1949 the San Mateo City Employees Federal Credit Union has been serving its members in the SAN MATEO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Yoshifuji, the San Mateo City Employees FCU has grown its membership to over 1,053 with assets of more than $33,156,667. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (650) 522-7072 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN MATEO, CA.

General Information For San Mateo City Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6326
Address CREDIT UNION, 330 W 20TH AVE 
City SAN MATEO 
State California 
Zip-Code 94403
Phone Number (650) 522-7072
Fax Number (650) 522-7071
Email Address: none
CEO/President Steve Yoshifuji
Members 1,053 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 33,156,667 
Website http://smcfcu.org 

Compare San Mateo City Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Provident CU Branch Office 15425 Los Gatos Blvd 95032 (408) 358-3693 No 2.73
Sequoia CU Home Office 530 El Camino Real 94063 (650) 366-7777 No 5.01
My CU MY Credit Union 510 Veterans Blvd Ste B 94063 (650) 366-5522 No 5.08
San Mateo CU College of San Mateo 1700 W Hillsdale Blvd 94063 62736 No 5.29
Polam CU Concord 1010 Oak Grove Rd 94518 (925) 609-8500 No 5.60

San Mateo City Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


San Mateo City Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.50 2.99 2.00 2.91
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 84 91 3 21
Rank Among All California Credit Unions N/A 31 41 1 7

San Mateo City Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.55 N/A N/A 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 59 N/A N/A 219
Rank Among All California Credit Unions N/A 11 N/A N/A 52
San Mateo City Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0001731,579,160
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50025499,304
Used Vehicle Loans 2.99076820,964
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.0001283,155
Total Other Real Estate Loans/Lines of Credit 2.910543,366,328
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.99023249,364
TOTAL LOANS & LEASES 3526,798,275

San Mateo City Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1283,15500
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 543,366,328259,646
Open-End Fixed Rate 0000
TOTALS 553,649,483259,646

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

San Mateo City Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes