San Juan Mountains Credit Union

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A short history of San Juan Mountains CU

Since its inception in 1958 the San Juan Mountains Credit Union has been serving its members in the MONTROSE, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Teri Reed, the San Juan Mountains CU has grown its membership to over 3,390 with assets of more than $31,908,373. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (970) 249-5319 or email them at treed@sjmcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONTROSE, CO.

General Information For San Juan Mountains CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60110
Address 1102 S CASCADE AVE 
City MONTROSE 
State Colorado 
Zip-Code 81401
Phone Number (970) 249-5319
Fax Number (970) 249-1377
Email Address: treed@sjmcu.com
CEO/President Teri Reed
Members 3,390 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 31,908,373 
Website http://www.sjmcu.com 

Compare San Juan Mountains Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Nuvista CU Corporate Office 2711 Commercial Way 81402 (970) 249-8813 No 3.15
Delta County CU Delta County FCU Main Branch 100 Circle Dr 81416 (970) 874-7674 No 24.26

San Juan Mountains Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


San Juan Mountains Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.94 5.29 4.48 6.78
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 137 360 203 414
Rank Among All Colorado Credit Unions 12 11 39 29 40

San Juan Mountains Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 142 318 271
Rank Among All Colorado Credit Unions N/A 17 21 40 37
San Juan Mountains Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900196277,662
All Other Unsecured Loans/Lines of Credit 14.9902931,018,733
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9405115,118
Used Vehicle Loans 5.2903343,703,852
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.48015611,457,499
Total Other Real Estate Loans/Lines of Credit 6.7807886,699
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.2101211,577,518
TOTAL LOANS & LEASES 1,11219,037,081

San Juan Mountains Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13909,01400
    b. 15 Years or less 261,133,942265,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 1109,159,826101,364,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7254,71700
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 272,99600
Open-End Fixed Rate 5813,7033334,966
TOTALS 16312,344,198151,764,766

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

San Juan Mountains Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes