Salt Employees Federal Credit Union

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A short history of Salt Employees FCU

Since its inception in 1962 the Salt Employees Federal Credit Union has been serving its members in the GRAND SALINE, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patty Carter, the Salt Employees FCU has grown its membership to over 433 with assets of more than $1,864,589. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (903) 962-5870 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GRAND SALINE, TX.

General Information For Salt Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15001
Address PO BOX 246 
City GRAND SALINE 
State Texas 
Zip-Code 75140
Phone Number (903) 962-5870
Fax Number (903) 962-4522
Email Address: none
CEO/President Patty Carter
Members 433 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,864,589 
Website  

Compare Salt Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alba-golden CU Alba-Golden FCU 140 Broadway St 75410 (903) 765-2425 No 10.86
Yantis CU Yantis Fedral Credit 110 S Main St 75497 (903) 383-2400 No 20.92
Keystone CU Branch - 1550 Rice Rd 1550 Rice Rd 75712 (903) 509-8435 No 24.48
Highway Employees CU Main Office 2910 Chandler Hwy # 6 75712 (903) 593-8987 No 29.63

Salt Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Salt Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.90 6.90 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 387 536 N/A N/A
Rank Among All Texas Credit Unions N/A 145 179 N/A N/A

Salt Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 7.00 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 9 N/A N/A N/A
Rank Among All Texas Credit Unions N/A 3 N/A N/A N/A
Salt Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.00096149,311
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.90017361,740
Used Vehicle Loans 6.90023321,054
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.00025222,439
TOTAL LOANS & LEASES 1611,054,544

Salt Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Salt Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No