Saints Margaret & Gregory Federal Credit Union

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A short history of Saints Margaret & Gregory FCU

Since its inception in 1944 the Saints Margaret & Gregory Federal Credit Union has been serving its members in the SOUTH EUCLID, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Helbig, the Saints Margaret & Gregory FCU has grown its membership to over 2,301 with assets of more than $12,414,975. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (216) 691-0242 or email them at smgfcu@ameritech.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTH EUCLID, OH.

General Information For Saints Margaret & Gregory FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5089
Address 1499 DEAN DR 
City SOUTH EUCLID 
State Ohio 
Zip-Code 44121
Phone Number (216) 691-0242
Fax Number (216) 691-0435
Email Address: smgfcu@ameritech.net
CEO/President Karen Helbig
Members 2,301 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,414,975 
Website http://stmargaretandgregory.org 

Compare Saints Margaret & Gregory Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cleveland Heights Teachers CU Main Office 14780 SUPERIOR RD 44118 (216) 371-2550 No 1.99
St. Paschal Baylons CU ST PASCHAL BAYLON FCU 5384 WILSON MILLS RD 44143 (440) 646-0409 No 2.57
Rta Hayden CU Main 1661 Hayden Ave 44112 (216) 451-0662 No 2.84
Cleveland Church Of Christ CU Cleveland Church of Christ 1035 E 105th St 44108 (216) 761-2110 No 4.30
Shaker Heights CU Community Building 3450 Lee Rd 44120 (216) 491-1486 No 4.63

Saints Margaret & Gregory Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Saints Margaret & Gregory Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 3.50 4.50 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 147 205 168
Rank Among All Ohio Credit Unions N/A 12 27 55 25

Saints Margaret & Gregory Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 284 N/A
Rank Among All Ohio Credit Unions N/A 17 N/A 83 N/A
Saints Margaret & Gregory Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.750366897,941
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901191,604,669
Used Vehicle Loans 3.5005314,915,350
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50012396,285
Total Other Real Estate Loans/Lines of Credit 4.5005106,818
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00057386,418
TOTAL LOANS & LEASES 1,0908,307,481

Saints Margaret & Gregory Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12396,2854207,000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5106,81800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 17503,1034207,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Saints Margaret & Gregory Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes