S.t.e.c. Federal Credit Union

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A short history of S.t.e.c. FCU

Since its inception in 1968 the S.t.e.c. Federal Credit Union has been serving its members in the NURSERY, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LISA PONCIO, the S.t.e.c. FCU has grown its membership to over 853 with assets of more than $8,306,041. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (361) 485-6125 or email them at steccu@stec.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NURSERY, TX.

General Information For S.t.e.c. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18816
Address PO BOX 151 
State Texas 
Zip-Code 77976
Phone Number (361) 485-6125
Fax Number (361) 485-6240
Email Address: steccu@stec.org
Members 853 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,306,041 

Compare S.t.e.c. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Victoria City-county Employees CU Victoria City-County EFCU 205 N Bridge St Ste 111 77901 (361) 578-9888 No 10.29
Coastal Bend P O CU Coastal Bend PO FCU 312 S Main St Ste 221 77902 (361) 572-4704 No 10.46
Victoria CU Victoria Federal Credit Union 701 Sam Houston Dr 77901 (361) 578-2965 No 10.61
Victoria Teachers CU Office 2207 Wildwood St 77901 (361) 576-3168 No 10.98
Jackson County CU Jackson County FCU 309 N Allen St 77957 (361) 782-0708 No 27.51

S.t.e.c. Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

S.t.e.c. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 2.99 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 91 N/A N/A
Rank Among All Texas Credit Unions N/A 51 38 N/A N/A

S.t.e.c. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A 283
Rank Among All Texas Credit Unions N/A 47 N/A N/A 75
S.t.e.c. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.500173305,292
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990561,099,907
Used Vehicle Loans 2.99058572,602
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.50049372,437
TOTAL LOANS & LEASES 3362,350,238

S.t.e.c. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

S.t.e.c. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No