S.f. Bay Area Educators Credit Union

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A short history of S.f. Bay Area Educators CU

Since its inception in 1955 the S.f. Bay Area Educators Credit Union has been serving its members in the SAN FRANCISCO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Emily Morton, the S.f. Bay Area Educators CU has grown its membership to over 1,789 with assets of more than $19,879,359. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (415) 664-4313 or email them at services@sfbayedcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN FRANCISCO, CA.

General Information For S.f. Bay Area Educators CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62541
Address 258-B LAGUNA HONDA BLVD 
City SAN FRANCISCO 
State California 
Zip-Code 94116
Phone Number (415) 664-4313
Fax Number (415) 664-9905
Email Address: services@sfbayedcu.org
CEO/President Emily Morton
Members 1,789 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,879,359 
Website http://www.sfbayedcu.org 

Compare S.f. Bay Area Educators Credit Union To Other Local Credit Unions


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S.f. Bay Area Educators Credit Union Financial Performance Charts


Performance Charts

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Financial Data


S.f. Bay Area Educators Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.80 3.18 4.15 5.07 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 231 164 219 276 100
Rank Among All California Credit Unions 42 66 94 102 24

S.f. Bay Area Educators Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.60 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 240 291
Rank Among All California Credit Unions N/A 50 N/A 67 92
S.f. Bay Area Educators Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.800751881,097
All Other Unsecured Loans/Lines of Credit 10.7302121,156,998
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.18050822,839
Used Vehicle Loans 4.150312,076,471
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.070183,301,004
Total Other Real Estate Loans/Lines of Credit 4.000331,940,953
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.030632,620
TOTAL LOANS & LEASES 1,10110,211,982

S.f. Bay Area Educators Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 102,587,30300
    b. 15 Years or less 7532,34800
Balloon/Hybrid
    a. > 15 years 1181,35300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 331,940,953377,557
Open-End Fixed Rate 0000
TOTALS 515,241,957377,557

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 331,940,95377,557
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

S.f. Bay Area Educators Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes