Rtn Federal Credit Union

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A short history of Rtn FCU

Since its inception in 1945 the Rtn Federal Credit Union has been serving its members in the WALTHAM, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Wright, the Rtn FCU has grown its membership to over 47,117 with assets of more than $890,028,058. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (781) 736-9900 or email them at info@rtn.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WALTHAM, MA.

General Information For Rtn FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24311
Address 600 MAIN ST 
State Massachusetts 
Zip-Code 02452
Phone Number (781) 736-9900
Fax Number (781) 736-9928
Email Address: info@rtn.org
CEO/President Richard Wright
Members 47,117 
Full-Time Employees 138 
Part-Time Employees 16 
Number of Branch Offices 20 
Total Assets 890,028,058 
Website http://www.rtn.org 

Compare Rtn Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Waltham Municipal Employees CU WALTHAM MUNICIPAL EMPLOYEES CU 177 LEXINGTON ST 02452 (781) 899-0506 No 1.32
Artmet CU Artmet Federal Credit Union 44 Campanelli Pkwy 02072 (781) 893-6800 No 1.57
Belmont Municipal CU Main Branch Office 455 Concord Ave 02478 (617) 993-2790 No 2.05
Watertown Municipal CU WATERTOWN MUNICIPAL CREDIT UNION 149 MAIN ST 02472 (617) 924-0160 No 2.33
Arlington Municipal CU Arlington Municipal federal Credit Union 730 Massachusetts Ave 02476 (781) 316-3144 No 3.44

Rtn Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Rtn Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 1.99 1.99 3.75 3.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 34 21 102 88
Rank Among All Massachusetts Credit Unions 24 6 2 23 16

Rtn Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.50 1.24 1.24
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 60 129 127
Rank Among All Massachusetts Credit Unions N/A 19 11 18 17
Rtn Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.99010,62224,291,913
All Other Unsecured Loans/Lines of Credit 9.5003,94620,033,451
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.250451,446,496
New Vehicle Loans 1.9901,08117,559,502
Used Vehicle Loans 1.9903,67044,215,655
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,407283,801,524
Total Other Real Estate Loans/Lines of Credit 3.8801,45666,492,493
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7502484,798,305
TOTAL LOANS & LEASES 22,475462,639,339

Rtn Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 44191,965,7746719,596,120
    b. 15 Years or less 60789,287,426112,708,000
    a. > 15 years 8024,802,55253,321,500
    b. 15 Years or less 27677,667,6903011,234,050
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 378,08200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 62220,476,349562,862,280
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 83446,016,1441019,774,860
Open-End Fixed Rate 0000
TOTALS 2,863350,294,01727049,496,810


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rtn Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes