Rogue River Community Credit Union

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A short history of Rogue River Community CU

Since its inception in 1956 the Rogue River Community Credit Union has been serving its members in the Sparta, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Erika Bauer, the Rogue River Community CU has grown its membership to over 5,772 with assets of more than $40,585,696. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (616) 887-8262 or email them at info@rrccu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sparta, MI.

General Information For Rogue River Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62040
Address 485 S State St, P.O. Box 310 
City Sparta 
State Michigan 
Zip-Code 49345
Phone Number (616) 887-8262
Fax Number (616) 887-9080
Email Address: info@rrccu.com
CEO/President Erika Bauer
Members 5,772 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 40,585,696 
Website http://www.rrccu.org 

Compare Rogue River Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tradewinds CU Tradewinds Credit Union 4555 W River Dr NE 49321 (616) 784-6390 No 8.14
Meijer CU Branch - Rockford 2745 10 Mile Rd NE Ste H 49341 (616) 784-7822 No 10.60
Fedcom CU Jenison Office 7565 Cottonwood Dr 49428 (616) 364-7283 No 11.45
Kent County CU South Branch 901 Gezon PKWY SW 49505 (616) 531-7865 No 11.72
West Michigan CU Cadillac 215 Bell Ave 49601 (231) 775-0145 No 12.00

Rogue River Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rogue River Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.01 2.55 4.81 4.59 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 47 89 302 217 341
Rank Among All Michigan Credit Unions 5 21 76 64 72

Rogue River Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.62 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 237 259
Rank Among All Michigan Credit Unions N/A 19 25 54 56
Rogue River Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.0108973,471,247
All Other Unsecured Loans/Lines of Credit 13.010324794,221
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.550961,348,357
Used Vehicle Loans 4.8103513,009,240
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.590683,640,670
Total Other Real Estate Loans/Lines of Credit 6.00013307,884
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4201772,181,601
TOTAL LOANS & LEASES 1,92614,753,220

Rogue River Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 301,862,3772207,100
    b. 15 Years or less 25853,497145,000
Balloon/Hybrid
    a. > 15 years 3106,74800
    b. 15 Years or less 5646,84200
Other Fixed Rate 5171,20600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7158,68000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 6149,20400
TOTALS 813,948,5543252,100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rogue River Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes