Rocket City Federal Credit Union

Social
  • +1

A short history of Rocket City FCU

Since its inception in 1954 the Rocket City Federal Credit Union has been serving its members in the HUNTSVILLE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marquetta Cantrell, the Rocket City FCU has grown its membership to over 4,825 with assets of more than $48,971,843. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (256) 533-0541 or email them at rocket@hiwaay.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HUNTSVILLE, AL.

General Information For Rocket City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9662
Address 2200 CLINTON AVE W 
City HUNTSVILLE 
State Alabama 
Zip-Code 35805
Phone Number (256) 533-0541
Fax Number (256) 533-4248
Email Address: rocket@hiwaay.net
CEO/President Marquetta Cantrell
Members 4,825 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 48,971,843 
Website http://www.rocketcityfcu.org 

Compare Rocket City Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Redstone CU Highway 53 Branch 6056 Highway 53 35805 (256) 837-6110 No 1.87
North Alabama Educators CU Main Office 2309 Whitesburg Dr SE 35804 (256) 534-2423 No 2.96
Postal Employees CU POSTAL EMPLOYEES CREDIT UNION 220 WINGATE AVE SW 35804 (256) 881-2400 No 3.00
Wcu Credit Union CU WCU Credit Union 26 Franklin Smith Rd 35804 (256) 974-2013 No 20.47
Family Security CU Athens 214 US Highway 31 S 35603 (256) 340-2000 No 24.13

Rocket City Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Rocket City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 4.21 4.35 5.24 3.71
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 306 246 295 70
Rank Among All Alabama Credit Unions 14 36 24 26 6

Rocket City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.30 N/A 0.65 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 88 N/A 234 227
Rank Among All Alabama Credit Unions 14 15 N/A 30 23
Rocket City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7501,2061,804,053
All Other Unsecured Loans/Lines of Credit 11.2608092,818,256
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.210952,215,565
Used Vehicle Loans 4.3508279,737,006
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.240633,205,988
Total Other Real Estate Loans/Lines of Credit 3.710259,840
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2401191,344,688
TOTAL LOANS & LEASES 3,12121,185,396

Rocket City Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9586,955145,000
    b. 15 Years or less 522,367,93800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2251,09500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 259,84000
Open-End Fixed Rate 0000
TOTALS 653,265,828145,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rocket City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes