Rockdale Federal Credit Union

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A short history of Rockdale FCU

Since its inception in 1970 the Rockdale Federal Credit Union has been serving its members in the ROCKDALE, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Montgomery, the Rockdale FCU has grown its membership to over 7,304 with assets of more than $76,027,267. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (512) 446-2583 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCKDALE, TX.

General Information For Rockdale FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19926
Address 1821 W CAMERON 
State Texas 
Zip-Code 76567
Phone Number (512) 446-2583
Fax Number (512) 446-4117
Email Address:
CEO/President Ronald Montgomery
Members 7,304 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 76,027,267 

Compare Rockdale Federal Credit Union To Other Local Credit Unions

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Rockdale Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Rockdale Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.49 3.39 4.67 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 208 136 228 N/A
Rank Among All Texas Credit Unions 100 75 52 73 N/A

Rockdale Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.06 0.08 0.10 0.33 0.33
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 123 134 134 298 256
Rank Among All Texas Credit Unions 34 48 35 103 66
Rockdale Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900370270,613
All Other Unsecured Loans/Lines of Credit 10.2903641,278,256
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4902495,535,844
Used Vehicle Loans 3.3905144,516,584
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6701465,917,896
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.1502352,591,830
TOTAL LOANS & LEASES 1,87820,111,023

Rockdale Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 191,824,67100
    b. 15 Years or less 1223,872,58700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5220,63800


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1465,917,89600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rockdale Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes