Rock Valley Federal Credit Union

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A short history of Rock Valley FCU

Since its inception in 1968 the Rock Valley Federal Credit Union has been serving its members in the Loves Park, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tanya Peterson, the Rock Valley FCU has grown its membership to over 16,117 with assets of more than $99,307,538. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (815) 877-0441 or email them at rvfcu@rvfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Loves Park, IL.

General Information For Rock Valley FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18944
Address 1201 Clifford Ave 
City Loves Park 
State Illinois 
Zip-Code 61111
Phone Number (815) 877-0441
Fax Number (815) 877-8201
Email Address: rvfcu@rvfcu.org
CEO/President Tanya Peterson
Members 16,117 
Full-Time Employees 53 
Part-Time Employees
Number of Branch Offices
Total Assets 99,307,538 
Website http://www.rockvalleycreditunion.or 

Compare Rock Valley Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rockford Bell CU MT. MORRIS 4 E Main St 61054 (815) 734-6427 No 0.70
Linxus CU Rockford Postal ECU 1405 W Lane Rd Ste A 61115 (815) 282-8711 No 3.39
St. Anthony Hospital Employee CU St. Anthony Hospital Employees Federal 5510 E State St 61125 (815) 395-5146 No 4.52
Swedish American CU SwedishAmerican Federal Credit Union 1401 E State St 61104 (815) 489-4096 No 5.85
Rockford Municipal Employes CU Main Office 634 N Church St 61103 (815) 316-4655 No 6.11

Rock Valley Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rock Valley Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 5.00 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 324 174 260
Rank Among All Illinois Credit Unions N/A 55 80 33 51

Rock Valley Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.75 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 215 283
Rank Among All Illinois Credit Unions N/A 34 26 35 48
Rock Valley Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.0002,0094,805,841
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.000151,012
Non-Federally Guaranteed Student Loans 6.500852,431,894
New Vehicle Loans 3.2503086,414,050
Used Vehicle Loans 5.0003,27632,199,847
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25031523,468,898
Total Other Real Estate Loans/Lines of Credit 5.250771,258,038
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0004715,621,600
TOTAL LOANS & LEASES 6,55676,201,180

Rock Valley Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 968,949,4762113,580
    b. 15 Years or less 935,334,892179,400
Balloon/Hybrid
    a. > 15 years 1087,862,5678606,731
    b. 15 Years or less 181,321,96300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 701,128,7978214,735
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7129,24100
Open-End Fixed Rate 0000
TOTALS 39224,726,936191,014,446

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rock Valley Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes