Rock Community Federal Credit Union

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A short history of Rock Community FCU

Since its inception in 1972 the Rock Community Federal Credit Union has been serving its members in the ROCK, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marla Moore, the Rock Community FCU has grown its membership to over 992 with assets of more than $7,610,071. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (906) 356-6877 or email them at rockcommfcu@charterinternet.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCK, MI.

General Information For Rock Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21020
Address P.O. BOX 200 
City ROCK 
State Michigan 
Zip-Code 49880
Phone Number (906) 356-6877
Fax Number (906) 356-6824
Email Address: rockcommfcu@charterinternet.com
CEO/President Marla Moore
Members 992 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,610,071 
Website http://www.rockcommfcu.com 

Compare Rock Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern Lights Community CU Northern Lights Community FCU PO Box 126 49816 (906) 439-5100 No 21.42
Peninsula CU Main Office 301 N 30th St 49829 (906) 789-6400 No 22.99
Great Lakes First CU Escanaba office 2110 3rd Ave N 49829 (906) 786-4623 No 23.13
U.p. State CU St. Ignace branch W366 US Highway 2 W 49781 (906) 643-8138 No 23.24
Delta County CU Main 2600 1st Ave S 49829 (906) 786-7213 No 23.36

Rock Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rock Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.75 7.50 11.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 115 588 491 N/A
Rank Among All Michigan Credit Unions N/A 28 122 108 N/A

Rock Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A N/A N/A
Rank Among All Michigan Credit Unions 15 14 N/A N/A N/A
Rock Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.000126303,181
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.75026610,660
Used Vehicle Loans 7.5001121,047,675
Total 1st Mortgage Real Estate Loans/Lines of Credit 11.000348,273
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00058278,561
TOTAL LOANS & LEASES 3252,288,350

Rock Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 348,27300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 348,27300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rock Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes