Riverside Community Credit Union

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A short history of Riverside Community CU

Since its inception in 1976 the Riverside Community Credit Union has been serving its members in the KANKAKEE, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melissa Bayston, the Riverside Community CU has grown its membership to over 3,608 with assets of more than $29,809,021. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (815) 933-1101 or email them at rccu@ameritech.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KANKAKEE, IL.

General Information For Riverside Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63791
Address 185 N FRASER AVE 
State Illinois 
Zip-Code 60901
Phone Number (815) 933-1101
Fax Number (815) 933-1181
Email Address: rccu@ameritech.net
CEO/President Melissa Bayston
Members 3,608 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,809,021 
Website http://www.riversidecu.com 

Compare Riverside Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kankakee Federation Of Teachers CU Kankakee Federation of Teachers Credit Union 1200 W Jeffery St 60901 (815) 932-0335 No 0.47
2 Rivers Area CU 2 Rivers Area Credit Union 296 W Jeffery St 60901 (815) 935-2270 No 0.53
Kankakee Terminal Belt CU Commonwealth Credit Union 563 William R Latham Sr Dr 60914 (815) 937-7447 No 1.24
Kankakee County Federal Emp CU KANKAKEE COUNTY FEDERAL EMPLOYEES FEDERAL CREDIT UNION 475 E Court St Unit 204 60901 (815) 939-7417 No 1.57
Fieldstone CU Fieldstone Credit Union 395 N Kinzie Ave 60915 (815) 929-1870 No 3.51

Riverside Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Riverside Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.00 5.00 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 146 324 268 229
Rank Among All Illinois Credit Unions 31 44 80 45 48

Riverside Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.10 N/A 0.45 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 129 N/A 274 276
Rank Among All Illinois Credit Unions 7 34 N/A 48 47
Riverside Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.000529585,516
All Other Unsecured Loans/Lines of Credit 15.000425847,732
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001131,999,936
Used Vehicle Loans 5.0001992,315,606
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000825,453,177
Total Other Real Estate Loans/Lines of Credit 5.000461,027,612
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00073733,014
TOTAL LOANS & LEASES 1,46712,962,593

Riverside Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 222,218,161199,016
    b. 15 Years or less 603,235,0163100,207
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 461,027,612153,861
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1286,480,7895253,084


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Riverside Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes