River Valley Credit Union

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A short history of River Valley CU

Since its inception in 1946 the River Valley Credit Union has been serving its members in the Brattleboro, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Morse, the River Valley CU has grown its membership to over 17,128 with assets of more than $101,438,982. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (802) 254-4800 or email them at jfortier@rivercu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Brattleboro, VT.

General Information For River Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64365
Address PO Box 8366, 820 Putney Rd 
City Brattleboro 
State Vermont 
Zip-Code 05304
Phone Number (802) 254-4800
Fax Number (802) 254-2191
Email Address: jfortier@rivercu.com
CEO/President Jeffrey Morse
Members 17,128 
Full-Time Employees 50 
Part-Time Employees
Number of Branch Offices
Total Assets 101,438,982 
Website http://www.rivercu.com 

Compare River Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members 1st CU Members 1st Credit Union 10 Browne Ct 05304 (802) 257-5131 No 2.64
N G M Employees CU NGM EMPLOYEES FEDERAL CREDIT UNION 55 WEST St 03431 (603) 358-1302 No 15.12
Cheshire County CU Main Office 143 Marlboro St 03431 (603) 355-2328 No 15.47
Precision CU Main Office 7 Optical Ave 03431 (603) 355-4527 No 15.69
Franklin First CU 57 Newton St 57 Newton St 01301 (413) 774-6700 No 18.69

River Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

River Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 3.99 4.49 4.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 279 263 205 200
Rank Among All Vermont Credit Unions 8 8 12 6 6

River Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.20 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 114 310 266
Rank Among All Vermont Credit Unions N/A 6 9 17 14
River Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9901,4302,284,119
All Other Unsecured Loans/Lines of Credit 13.990790217,109
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9901663,408,270
Used Vehicle Loans 4.4901,45313,951,837
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50030237,011,978
Total Other Real Estate Loans/Lines of Credit 4.75073824,501,896
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.9901,5457,812,583
TOTAL LOANS & LEASES 6,42489,187,792

River Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 20726,206,568253,685,350
Other Fixed Rate 112,219,9941188,000
Adjustable Rate 1 yr or less 362,529,1667219,358
Adjustable Rate > 1 yr 486,056,2502667,000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 73724,490,6062663,452,511
Open-End Fixed Rate 111,29000
TOTALS 1,04061,513,8743018,212,219


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes