River Valley Credit Union

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A short history of River Valley CU

Since its inception in 1961 the River Valley Credit Union has been serving its members in the AMES, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Leeper, the River Valley CU has grown its membership to over 4,782 with assets of more than $62,306,797. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (515) 232-1654 or email them at rvcu@rvcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AMES, IA.

General Information For River Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61664
Address 2811 E 13TH ST, PO BOX 747 
City AMES 
State Iowa 
Zip-Code 50010
Phone Number (515) 232-1654
Fax Number (515) 232-4835
Email Address: rvcu@rvcu.org
CEO/President Mark Leeper
Members 4,782 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 62,306,797 
Website http://www.rvcu.org 

Compare River Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Iowa CU Southgate Express Branch 110 Airport Rd 50010 (515) 232-6310 No 1.88
Community Choice CU Johnston 8404 nw 62nd ave 50131 (515) 334-8100 No 25.87
Affinity CU Main 475 NW Hoffman Ln 50313 (515) 288-7225 No 27.02
Tradesmen Community CU 1400 2nd Avenue 1400 2nd AvE 50305 (515) 243-8735 No 29.47
Des Moines Metro CU Main Office 100 University Ave 50314 (515) 283-4195 No 29.76

River Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

River Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 2.75 3.65 3.60 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 115 164 82 99
Rank Among All Iowa Credit Unions 18 12 17 8 10

River Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.50 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 263 243
Rank Among All Iowa Credit Unions N/A 20 21 34 30
River Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.500637770,410
All Other Unsecured Loans/Lines of Credit 10.900133157,602
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501192,407,774
Used Vehicle Loans 3.6501,04910,346,020
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.60012812,667,342
Total Other Real Estate Loans/Lines of Credit 3.9902297,388,129
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.6501601,661,219
TOTAL LOANS & LEASES 2,45535,398,496

River Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 212,451,431212,897,550
    b. 15 Years or less 796,827,8956973,000
    a. > 15 years 283,388,0163682,791
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2076,660,495361,772,297
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 22727,63413252,500
Open-End Fixed Rate 0000
TOTALS 35720,055,471796,578,138


Interest Only & Payment Option 1st Mortgage Loans 5490,28680,998
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Valley Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes