River-rail Community Federal Credit Union

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A short history of River-rail Community FCU

Since its inception in 1954 the River-rail Community Federal Credit Union has been serving its members in the CASPER, Wyoming area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tyler Disburg, the River-rail Community FCU has grown its membership to over 4,160 with assets of more than $35,576,863. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (307) 234-4271 or email them at vnelson@river-rail.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CASPER, WY.

General Information For River-rail Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9148
Address 555 S WOLCOTT ST 
City CASPER 
State Wyoming 
Zip-Code 82601
Phone Number (307) 234-4271
Fax Number (307) 472-4920
Email Address: vnelson@river-rail.com
CEO/President Tyler Disburg
Members 4,160 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 35,576,863 
Website http://river-rail.com 

Compare River-rail Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wyo Central CU Main Office Branch 190 S David St 82601 (307) 234-5401 No 15.39
Families First CU FAMILIES FIRST FCU 770 E Collins Dr 82601 (307) 265-1779 No 15.46
Greater Wyoming CU Greater Wyoming FCU - Casper 155 W COLLINS DR 82601 (307) 234-5662 No 15.63
Reliant CU Douglas Branch 239 S 4th St 82633 (307) 358-0181 No 17.21

River-rail Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


River-rail Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.40 4.00 5.75 5.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 287 282 416 268 289
Rank Among All Wyoming Credit Unions 10 20 23 10 10

River-rail Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.32 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 115 219
Rank Among All Wyoming Credit Unions N/A 9 13 4 11
River-rail Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.400532639,471
All Other Unsecured Loans/Lines of Credit 11.000540679,564
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.000982,231,661
Used Vehicle Loans 5.75069910,216,018
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000997,267,561
Total Other Real Estate Loans/Lines of Credit 5.5001013,799,115
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5002463,283,168
TOTAL LOANS & LEASES 2,31528,116,558

River-rail Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 142,468,09700
    b. 15 Years or less 683,872,5685339,000
Balloon/Hybrid
    a. > 15 years 145,43700
    b. 15 Years or less 6470,9891112,000
Other Fixed Rate 10410,47000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14833,063119,900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 872,966,05212717,600
Open-End Fixed Rate 0000
TOTALS 20011,066,676191,188,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River-rail Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes