River Community Credit Union

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A short history of River Community CU

Since its inception in 1928 the River Community Credit Union has been serving its members in the OTTUMWA, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nathan Bissell, the River Community CU has grown its membership to over 3,598 with assets of more than $16,976,093. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (641) 684-6302 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OTTUMWA, IA.

General Information For River Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64986
Address 644 W 2ND STREET 
State Iowa 
Zip-Code 52501
Phone Number (641) 684-6302
Fax Number (641) 684-7921
Email Address: none
CEO/President Nathan Bissell
Members 3,598 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,976,093 
Website http://www.rivercommunitycu.org 

Compare River Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Meridian CU Meridian Credit Union 1206 N Jefferson St 52501 (641) 684-4207 No 0.57
Muni Employees CU Muni-Employees CU 105 E 3rd St 52501 (641) 683-0659 No 0.83
Community 1st CU Pella 500 Main St 50219 (641) 628-2022 No 1.88

River Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

River Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.90 5.20 4.20 5.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 262 349 169 272
Rank Among All Iowa Credit Unions 22 40 43 25 36

River Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.25 0.50 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 105 263 158
Rank Among All Iowa Credit Unions N/A 17 21 34 16
River Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900326329,222
All Other Unsecured Loans/Lines of Credit 10.000339491,875
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.900931,983,129
Used Vehicle Loans 5.2005404,867,884
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.200431,739,771
Total Other Real Estate Loans/Lines of Credit 5.350421,076,386
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00022263,661
TOTAL LOANS & LEASES 1,40510,751,928

River Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7543,4187318,840
    a. > 15 years 4232,580287,356
    b. 15 Years or less 6126,9832199,375
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 26836,790148,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 421,076,386122,000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 852,816,15713675,571


Interest Only & Payment Option 1st Mortgage Loans 262,054199,375
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes