Rhode Island Credit Union

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A short history of Rhode Island CU

Since its inception in 1946 the Rhode Island Credit Union has been serving its members in the Providence, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Suvall, the Rhode Island CU has grown its membership to over 25,508 with assets of more than $273,201,903. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (401) 751-7440 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Providence, RI.

General Information For Rhode Island CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67269
Address 160 Francis Street 
City Providence 
State Rhode Island 
Zip-Code 02903
Phone Number (401) 751-7440
Fax Number (401) 751-0189
Email Address: none
CEO/President David Suvall
Members 25,508 
Full-Time Employees 76 
Part-Time Employees
Number of Branch Offices
Total Assets 273,201,903 
Website http://www.ricreditunion.org 

Compare Rhode Island Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postal Government Employees CU bRANCH-24 Corliss 24 Corliss ST 02904 (401) 421-2436 No 1.85
Community & Teachers CU System Recovery Inc 630 Belleville Ave 02745 (508) 668-6688 No 2.27
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 3.74
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 4.38
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 4.47

Rhode Island Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Rhode Island Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.39 2.79 4.13 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 70 72 160 99
Rank Among All Rhode Island Credit Unions 2 5 3 8 3

Rhode Island Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 310 271
Rank Among All Rhode Island Credit Unions N/A 8 8 13 9
Rhode Island Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,29111,098,118
All Other Unsecured Loans/Lines of Credit 10.6501,6767,605,539
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.39087613,738,734
Used Vehicle Loans 2.7904,92253,751,550
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13032539,770,946
Total Other Real Estate Loans/Lines of Credit 3.9901,42357,751,737
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.050175347,322
TOTAL LOANS & LEASES 13,688184,063,946

Rhode Island Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20029,373,186133,135,650
    b. 15 Years or less 12410,391,9324568,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 15,82800


Closed-End Fixed Rate 1,01947,947,87417711,216,150
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4049,803,86352692,036
Open-End Fixed Rate 0000
TOTALS 1,74897,522,68324615,611,836


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rhode Island Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes