Resource One Credit Union

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A short history of Resource One CU

Since its inception in 1936 the Resource One Credit Union has been serving its members in the Dallas, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Douglas Bedner, the Resource One CU has grown its membership to over 59,824 with assets of more than $477,887,267. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (214) 319-3100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dallas, TX.

General Information For Resource One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68439
Address PO Box 660077 
City Dallas 
State Texas 
Zip-Code 75266
Phone Number (214) 319-3100
Fax Number (214) 272-0700
Email Address:
CEO/President Douglas Bedner
Members 59,824 
Full-Time Employees 149 
Part-Time Employees 27 
Number of Branch Offices 11 
Total Assets 477,887,267 

Compare Resource One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Neiman Marcus Group Employees CU Neiman Marcus 1618 Main St 75201 (214) 573-5322 No 0.22
Texas CU Desoto Branch Office 1021 E Pleasant Run Rd 75242 (972) 228-4885 No 0.34
Advancial CU Allen 1259 W Exchange Pkwy Ste 100 75013 (972) 521-0063 No 0.39
Dallas CU Dallas Credit Union 4245 N Central Expy Ste 100 75202 (214) 748-5166 No 0.43
Baylor Health Care System CU Main Office 4005 Crutcher St Ste 130 75246 (214) 820-2342 No 1.55

Resource One Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Resource One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 4.75 4.75 6.25 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 369 296 392 457
Rank Among All Texas Credit Unions 49 139 107 114 120

Resource One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.40 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 284 227
Rank Among All Texas Credit Unions N/A 47 24 97 59
Resource One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7507,6637,830,615
All Other Unsecured Loans/Lines of Credit 13.6506,86318,216,433
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7501,96148,556,872
Used Vehicle Loans 4.7508,337132,122,773
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.2501,063110,729,202
Total Other Real Estate Loans/Lines of Credit 7.50068635,163,186
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.5002,67834,717,075
TOTAL LOANS & LEASES 29,251387,336,156

Resource One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 33350,402,013224,248,868
    b. 15 Years or less 72158,257,8809410,622,381
    a. > 15 years 5462,6235462,623
    b. 15 Years or less 1976,0001976,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3630,68600


Closed-End Fixed Rate 63133,075,585424,697,949
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 552,087,6014136,971
Open-End Fixed Rate 0000
TOTALS 1,749145,892,38816821,144,792


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Resource One Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes