Regional Federal Credit Union

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A short history of Regional FCU

Since its inception in 1962 the Regional Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jill Banning, the Regional FCU has grown its membership to over 22,358 with assets of more than $132,406,162. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (219) 845-5654 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAMMOND, IN.

General Information For Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15072
Address 7144 KENNEDY AVE 
State Indiana 
Zip-Code 46323
Phone Number (219) 845-5654
Fax Number (219) 844-2916
Email Address:
CEO/President Jill Banning
Members 22,358 
Full-Time Employees 37 
Part-Time Employees
Number of Branch Offices
Total Assets 132,406,162 

Compare Regional Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Finans CU FinAns Federal Credit Union 7017 Kennedy Ave 46323 (219) 844-3125 No 0.32
Great Horizons CU Main branch 7550 Hohman Ave 46321 (219) 513-8872 No 3.50
Hammond Firefighters Assn. CU Station #1 4949 Calumet Ave 46327 (219) 937-1602 No 3.65
East Chicago Firemen's CU Central Fire Station 3901 Indianapolis Blvd 46312 (219) 397-6921 No 3.91
Gary Police Department Employees CU MAIN OFFICE 555 POLK St Ste 2017 46402 (219) 881-4774 No 5.59

Regional Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 3.00 4.50 4.10 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 146 264 154 229
Rank Among All Indiana Credit Unions 52 25 46 24 33

Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.33 0.51 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 92 260 199
Rank Among All Indiana Credit Unions N/A 22 14 43 29
Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,8533,963,982
All Other Unsecured Loans/Lines of Credit 8.5001,4925,490,710
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0002063,405,381
Used Vehicle Loans 4.50089410,479,079
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.10016417,620,056
Total Other Real Estate Loans/Lines of Credit 5.0001272,933,631
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.700143882,161
TOTAL LOANS & LEASES 4,87944,775,000

Regional Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8710,410,3324561,755
    b. 15 Years or less 654,977,9726525,681
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 81,160,86700
Adjustable Rate > 1 yr 41,070,8851424,100


Closed-End Fixed Rate 31782,5685218,344
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 962,151,063786,348
Open-End Fixed Rate 0000
TOTALS 29120,553,687231,816,228


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes