Ravalli County Federal Credit Union

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A short history of Ravalli County FCU

Since its inception in 1969 the Ravalli County Federal Credit Union has been serving its members in the Hamilton, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darci Parsons, the Ravalli County FCU has grown its membership to over 4,839 with assets of more than $45,893,771. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (406) 363-4631 or email them at info@ravallicountyfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hamilton, MT.

General Information For Ravalli County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19732
Address PO Box 598 
City Hamilton 
State Montana 
Zip-Code 59840
Phone Number (406) 363-4631
Fax Number (406) 363-3354
Email Address: info@ravallicountyfcu.org
CEO/President Darci Parsons
Members 4,839 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 45,893,771 
Website http://ravallicountyfcu.org 

Compare Ravalli County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bitterroot Community CU Main Office PO Box 467 59829 (406) 821-3171 No 11.54

Ravalli County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ravalli County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.21 5.63 5.26 4.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 169 401 298 169
Rank Among All Montana Credit Unions 7 12 25 21 8

Ravalli County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.08 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 138 274 234
Rank Among All Montana Credit Unions N/A 15 14 19 15
Ravalli County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900587952,889
All Other Unsecured Loans/Lines of Credit 9.810386679,967
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.210461,103,135
Used Vehicle Loans 5.6305784,779,028
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.2601058,581,367
Total Other Real Estate Loans/Lines of Credit 4.510662,103,043
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0801961,916,831
TOTAL LOANS & LEASES 1,96420,116,260

Ravalli County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 805,974,3614326,703
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 182,233,8464491,499
Other Fixed Rate 7373,16000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 8374,42800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 581,728,615251,202,665
Open-End Fixed Rate 0000
TOTALS 17110,684,410332,020,867

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ravalli County Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes