Questa Credit Union

A short history of Questa CU

Since its inception in 1959 the Questa Credit Union has been serving its members in the Questa, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Katherine Flory, the Questa CU has grown its membership to over 1,213 with assets of more than $8,578,982. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (575) 586-0423 or email them at qcuquesta@qwestoffice.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Questa, NM.

General Information For Questa CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Questa Credit Union To Other Local Credit Unions

Credit Union Name

Branch Name

Address

Zip Code

Phone Number

ATM Access

Distance (Miles)

Questa Credit Union Financial Performance Charts

Financial Data

Questa Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	5.05	11.11	8.87	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	403	774	483	N/A
Rank Among All New Mexico Credit Unions	N/A	30	34	23	N/A

Questa Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.20	N/A	0.67	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	108	N/A	231	N/A
Rank Among All New Mexico Credit Unions	N/A	11	N/A	20	N/A

Questa Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	12.120	78	96,301
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	5.050	33	615,382
Used Vehicle Loans	11.110	125	1,187,678
Total 1st Mortgage Real Estate Loans/Lines of Credit	8.870	73	2,616,072
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.510	79	813,061
TOTAL LOANS & LEASES		388	5,328,494

Questa Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	5	797,120	2	190,332
b. 15 Years or less	68	1,818,952	11	435,216
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	73	2,616,072	13	625,548

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Questa Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes