Qualtrust Credit Union

  • +1

A short history of Qualtrust CU

Since its inception in 1948 the Qualtrust Credit Union has been serving its members in the Irving, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John DiChiaro, the Qualtrust CU has grown its membership to over 23,555 with assets of more than $200,281,746. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (972) 714-1300 or email them at membership@qualtrust.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Irving, TX.

General Information For Qualtrust CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68569
Address PO Box 165448 
City Irving 
State Texas 
Zip-Code 75016
Phone Number (972) 714-1300
Fax Number (972) 550-9140
Email Address: membership@qualtrust.com
CEO/President John DiChiaro
Members 23,555 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 200,281,746 
Website http://www.qualtrust.com 

Compare Qualtrust Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Irving City Employees CU Main Office 1408 W Pioneer Dr 75061 (972) 259-1233 No 1.10
Pollock Employees CU Main Office 1140 EMPIRE CENTRAL DR STE 605 75247 (214) 637-3924 No 4.32
The Local CU The LOCAL FCU 8787 N Stemmons Fwy Ste 185 75356 (214) 638-0404 No 4.44
Metro Medical CU Metro Medical Credit Union 8828 N Stemmons Fwy Ste 113 75247 (214) 630-0611 No 4.55
Southwest Financial CU The Woodlands Branch 19245 David Memorial Dr 75247 (936) 321-9578 No 4.62

Qualtrust Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Qualtrust Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.69 2.89 4.24 6.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 107 83 173 353
Rank Among All Texas Credit Unions N/A 33 34 48 85

Qualtrust Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.25 0.40 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 105 284 276
Rank Among All Texas Credit Unions 35 51 22 97 73
Qualtrust Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.7502,2646,512,689
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.6901,09124,508,518
Used Vehicle Loans 2.8902,31633,713,586
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.24041435,539,659
Total Other Real Estate Loans/Lines of Credit 6.1101123,537,700
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.89096516,795,954
TOTAL LOANS & LEASES 7,162120,608,106

Qualtrust Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 16820,506,6452303,621
    b. 15 Years or less 23314,187,3827190,878
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 12754,999154,400
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 190,63300


Closed-End Fixed Rate 1053,391,37815674,101
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 7146,32200
TOTALS 52639,077,359251,223,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 7146,3220
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Qualtrust Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes