Puerto Rico Federal Credit Union

Social
  • +1

A short history of Puerto Rico FCU

Since its inception in 1960 the Puerto Rico Federal Credit Union has been serving its members in the CAPARRA, Puerto Rico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Orlando Ramos, the Puerto Rico FCU has grown its membership to over 20,788 with assets of more than $133,259,130. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (787) 749-0500 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CAPARRA, PR.

General Information For Puerto Rico FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13939
Address 55 RESOLUCION STREET,ESQ., ROOSEVEL 
City CAPARRA 
State Puerto Rico 
Zip-Code 00920
Phone Number (787) 749-0500
Fax Number (787) 749-8765
Email Address: none
CEO/President Orlando Ramos
Members 20,788 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 133,259,130 
Website http://www.prfedcu.com 

Compare Puerto Rico Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Puerto Rico Employee Groups CU SANTANDER FEDERAL CREDIT UNION 1235 CALLE CAIRO 00922 (787) 782-4050 No 0.34
Vapr CU VAPR Plaza Branch & Administration Office Ave Los Filtros 00933 (787) 773-7600 No 1.64
Caribe CU MAIN 195 Calle Oneill 00918 (787) 474-5151 No 1.85
Golmar CU Corporate Office 51 ST 00963 (787) 788-0303 No 5.97
Universal Coop CU Rio Grande 14 Calle Pimentel 00745 (787) 887-2195 No 17.22

Puerto Rico Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Puerto Rico Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.75 1.79 2.99 3.88 7.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 486 20 91 119 473
Rank Among All Puerto Rico Credit Unions 4 2 2 2 2

Puerto Rico Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.50 N/A 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 66 N/A 174 N/A
Rank Among All Puerto Rico Credit Unions 1 2 N/A 2 N/A
Puerto Rico Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.7502,3535,337,386
All Other Unsecured Loans/Lines of Credit 4.9502,08813,909,994
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7901,32621,469,899
Used Vehicle Loans 2.990721,167,456
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88015114,279,182
Total Other Real Estate Loans/Lines of Credit 7.95014253,233
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0003812,579,082
TOTAL LOANS & LEASES 6,38558,996,232

Puerto Rico Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11112,093,44000
    b. 15 Years or less 402,185,7421192,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14253,23300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 16514,532,4151192,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Puerto Rico Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes