Public Service Credit Union

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A short history of Public Service CU

Since its inception in 1951 the Public Service Credit Union has been serving its members in the ROMULUS, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dean Trudeau, the Public Service CU has grown its membership to over 31,572 with assets of more than $254,427,151. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (734) 641-8400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROMULUS, MI.

General Information For Public Service CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60683
Address 7665 MERRIMAN RD 
State Michigan 
Zip-Code 48174
Phone Number (734) 641-8400
Fax Number (734) 641-8470
Email Address:
CEO/President Dean Trudeau
Members 31,572 
Full-Time Employees 83 
Part-Time Employees 23 
Number of Branch Offices
Total Assets 254,427,151 

Compare Public Service Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Total Community CU Total Community Credit Union 25155 Goddard Rd 48180 (313) 291-3300 No 3.71
Community Focus CU Community Focus Federal Credit Union 3815 W Jefferson Ave 48229 (313) 386-5200 No 4.65
Advantage One CU Advantage One Credit Union 14750 King Rd 48193 (734) 676-7000 No 6.14
Wayne-westland CU Wayne Westland Federal Credit Union 500 S Wayne Rd 48186 (734) 721-5700 No 7.48
Great Lakes Members CU Chiropractic Federal Credit Union 23617 Liberty St 48335 (248) 478-4020 No 8.28

Public Service Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Public Service Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.88 2.49 2.49 3.50 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 149 83 51 72 199
Rank Among All Michigan Credit Unions 21 17 12 10 38

Public Service Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 0.70 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 224 266
Rank Among All Michigan Credit Unions N/A 14 21 49 58
Public Service Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.8801,0832,338,503
All Other Unsecured Loans/Lines of Credit 8.0007,91413,147,863
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901,55433,431,379
Used Vehicle Loans 2.4904,18653,508,297
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50031240,105,233
Total Other Real Estate Loans/Lines of Credit 4.74047812,167,846
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0006649,971,101
TOTAL LOANS & LEASES 16,191164,670,222

Public Service Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13216,642,03800
    b. 15 Years or less 13910,394,3663649,409
    a. > 15 years 42,940,7452296,810
    b. 15 Years or less 308,473,35700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 71,654,7271161,910


Closed-End Fixed Rate 2926,876,0242503,409
Closed-End Adjustable Rate 147,30200
Open-End Adjustable Rate 1855,244,5204559,031
Open-End Fixed Rate 0000
TOTALS 79052,273,079122,170,569


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Public Service Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes