Pse , Inc. Credit Union

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A short history of Pse , Inc. CU

Since its inception in 2000 the Pse , Inc. Credit Union has been serving its members in the Parma, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janice Thomas, the Pse , Inc. CU has grown its membership to over 19,433 with assets of more than $132,292,328. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (440) 843-8300 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Parma, OH.

General Information For Pse , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 96768
Address 5255 Regency Drive 
City Parma 
State Ohio 
Zip-Code 44129
Phone Number (440) 843-8300
Fax Number (440) 843-7741
Email Address: none
CEO/President Janice Thomas
Members 19,433 
Full-Time Employees 42 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 132,292,328 

Compare Pse , Inc. Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Unity Catholic CU St Charles Office 5839 Ridge Rd 44129 (440) 886-2558 No 1.15
Cleveland Selfreliance CU CANTON OFFICE 5553 Whipple Ave NW 44720 (330) 305-0989 No 1.45
Wiremen's CU State Road 5800 State Rd 44134 (440) 887-3800 No 1.81
Holy Family Parma CU Holy Family Parma Federal Credit Union 7367 York Rd 44130 (440) 842-1620 No 1.94
St. Columbkille CU main office 6740 Broadview Rd 44134 (216) 524-0414 No 2.64

Pse , Inc. Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Pse , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 4.80 4.97 4.24 4.55
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 375 321 173 174
Rank Among All Ohio Credit Unions 60 111 71 45 29

Pse , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.07 N/A 0.38 0.38
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 136 N/A 288 247
Rank Among All Ohio Credit Unions 16 26 N/A 85 62
Pse , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9903,2546,102,137
All Other Unsecured Loans/Lines of Credit 13.9507852,676,917
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.80089319,263,185
Used Vehicle Loans 4.9701,71720,709,265
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2401888,116,789
Total Other Real Estate Loans/Lines of Credit 4.5503338,257,821
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.1502341,525,273
TOTAL LOANS & LEASES 7,40466,651,387

Pse , Inc. Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 242,534,66000
    b. 15 Years or less 1625,544,8247674,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 237,30500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 551,088,0736144,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2787,169,748241,180,700
Open-End Fixed Rate 0000
TOTALS 52116,374,610371,998,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pse , Inc. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes