Providence Federal Credit Union

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A short history of Providence FCU

Since its inception in 1969 the Providence Federal Credit Union has been serving its members in the MILWAUKIE, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shirley Cate, the Providence FCU has grown its membership to over 15,593 with assets of more than $137,497,986. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (503) 215-6090 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MILWAUKIE, OR.

General Information For Providence FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19522
Address 6400 SE LAKE RD STE 125 
State Oregon 
Zip-Code 97222
Phone Number (503) 215-6090
Fax Number (503) 513-8770
Email Address:
CEO/President Shirley Cate
Members 15,593 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 137,497,986 

Compare Providence Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cutting Edge CU Milwaukie 4620 SE International Way Ste 105 97269 (503) 653-4392 No 0.47
Advantis CU Lloyd Center Branch 825 NE Multnomah St Ste 110 97293 (503) 785-2528 No 1.18
Oregonians CU 02 - Gresham Branch 247 E Powell Blvd 97030 (503) 239-5336 No 1.82
Castparts Employees CU Main Office 8120 SE Luther Rd 97206 (503) 771-2464 No 2.28
Oregon Pioneer CU Oregon Pioneer FCU 17884 SE McLoughlin Blvd 97267 (503) 833-1540 No 3.37

Providence Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Providence Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.43 3.35 4.21 4.15 4.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 196 187 227 163 114
Rank Among All Oregon Credit Unions 13 22 25 14 8

Providence Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 0.16 0.35 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 123 293 N/A
Rank Among All Oregon Credit Unions N/A 9 13 28 N/A
Providence Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4301,7054,956,396
All Other Unsecured Loans/Lines of Credit 9.2601,1024,153,151
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.100291150,905
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3503,59913,499,385
Used Vehicle Loans 4.2107,45721,350,133
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1508211,413,367
Total Other Real Estate Loans/Lines of Credit 4.11042418,145,569
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0301122,221,077
TOTAL LOANS & LEASES 14,77275,889,983

Providence Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 459,887,11900
    b. 15 Years or less 3126,1901223,080
    a. > 15 years 0000
    b. 15 Years or less 61,500,05800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 802,513,95200
Closed-End Adjustable Rate 34415,631,6171034,609,230
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 50629,558,9361044,832,310


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Providence Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes