Promise Credit Union

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A short history of Promise CU

Since its inception in 2008 the Promise Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dr. Paul Withey, the Promise CU has grown its membership to over 2,475 with assets of more than $4,706,509. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (832) 239-8599 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Promise CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68592
Address PO Box 740948 
City Houston 
State Texas 
Zip-Code 77274
Phone Number (832) 239-8599
Fax Number (713) 273-3799
Email Address: none
CEO/President Dr. Paul Withey
Members 2,475 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,706,509 
Website http://www.promisecu.org 

Compare Promise Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
People's Trust CU Shell Woodcreek 150 N Dairy Ashford Rd Ste E-0170 77079 (713) 428-3200 No 0.33
Harris County CU Main Office 1400 Franklin St 77002 (713) 755-5160 No 0.46
Houston Police CU Willowbrook Branch 17314 State Highway 249 Ste 107 77007 (281) 469-9657 No 0.66
Kbr Heritage CU KBR HERITAGE FCU 601 JEFFERSON ST # KT-02 77210 (713) 753-3022 No 0.91
St. Stephen's CU St. Stephens FCU 1215 James St 77009 (713) 862-8945 No 1.17

Promise Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Promise Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.63 8.93 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 575 688 N/A N/A
Rank Among All Texas Credit Unions N/A 207 224 N/A N/A

Promise Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.87 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 195 N/A
Rank Among All Texas Credit Unions N/A 51 N/A 62 N/A
Promise Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 17.39011852,975
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.63026285,002
Used Vehicle Loans 8.9302232,302,381
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.7401269,847
TOTAL LOANS & LEASES 3792,710,205

Promise Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Promise Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes