Preston Federal Credit Union

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A short history of Preston FCU

Since its inception in 1978 the Preston Federal Credit Union has been serving its members in the KINGWOOD, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ROBERT MILLER, the Preston FCU has grown its membership to over 1,558 with assets of more than $25,639,733. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (304) 329-2699 or email them at CUMEMBER@VERIZON.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KINGWOOD, WV.

General Information For Preston FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23015
Address P.O. BOX 271 
State West Virginia 
Zip-Code 26537
Phone Number (304) 329-2699
Fax Number (304) 329-2522
Members 1,558 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,639,733 
Website http://PRESTONFCU.COM 

Compare Preston Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
The United CU The United Federal Credit Union 3 Sunset Beach Rd 26508 (304) 598-5010 No 13.22
Tri Ag W Va CU TRI-AG (WV) FEDERAL CREDIT UNION 1550 EARL L Core Rd Ste 100 26507 (304) 292-3798 No 13.41
Wvu Employees CU WVU Employees' Federal Credit Union 448 Harding Ave 26505 (304) 293-5737 No 15.82
Morgantown A E S CU Morgantown AES FCU NIOSH Branch 1095 Willowdale Rd 26505 (304) 285-6224 No 16.27
City Of Fairmont CU City of Fairmont FCU 500 Quincy ST 26554 (304) 366-9280 No 22.27

Preston Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Preston Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 4.00 3.00 3.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 203 26 27
Rank Among All West Virginia Credit Unions N/A 14 16 1 2

Preston Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.40 N/A 1.35 1.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 75 N/A 111 133
Rank Among All West Virginia Credit Unions 5 10 N/A 6 4
Preston Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.000167440,992
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001442,737,554
Used Vehicle Loans 4.0001931,991,774
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.000431,899,930
Total Other Real Estate Loans/Lines of Credit 3.0007185,037
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00012142,288
TOTAL LOANS & LEASES 5667,397,575

Preston Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5463,68400
    b. 15 Years or less 381,436,24600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7185,03700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 502,084,96700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Preston Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes