Prairieland Federal Credit Union

  • +1

A short history of Prairieland FCU

Since its inception in 1937 the Prairieland Federal Credit Union has been serving its members in the NORMAL, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by barbara michael, the Prairieland FCU has grown its membership to over 7,082 with assets of more than $73,418,898. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (309) 862-1838 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORMAL, IL.

General Information For Prairieland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2037
Address 416 KAYS DRIVE 
State Illinois 
Zip-Code 61761
Phone Number (309) 862-1838
Fax Number (309) 862-1744
Email Address:
CEO/President barbara michael
Members 7,082 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 73,418,898 

Compare Prairieland Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Iaa CU IAA Credit Union 1711 General Electric Rd 61702 (309) 821-2488 No 2.69
Normal City Employees CU Police Station 100 E Phoenix Ave 61761 (309) 454-9523 No 3.19
Bloomington Postal Employees CU BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION 1511 E EMPIRE ST 61701 (309) 663-5841 No 3.49
Mid-illini CU Mid Illini Credit union 1811 Eastland Dr 61704 (309) 661-1166 No 3.59
State Farm CU Corporate 1 State Farm Plz 61710 (888) 521-5209 No 4.14

Prairieland Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Prairieland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 1.80 2.80 3.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 21 73 26 100
Rank Among All Illinois Credit Unions 40 4 23 4 18

Prairieland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.87 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 195 192
Rank Among All Illinois Credit Unions N/A 26 N/A 31 22
Prairieland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9001,6012,925,223
All Other Unsecured Loans/Lines of Credit 9.5001,1465,007,039
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.80084816,974,015
Used Vehicle Loans 2.8001,64720,277,029
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00017013,251,141
Total Other Real Estate Loans/Lines of Credit 4.00012305,043
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.5001381,307,927
TOTAL LOANS & LEASES 5,56260,047,417

Prairieland Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1199,993,83200
    b. 15 Years or less 513,257,30900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 12305,04300
TOTALS 18213,556,18400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Prairieland Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes