Potlatch No 1 Federal Credit Union

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A short history of Potlatch No 1 FCU

Since its inception in 1938 the Potlatch No 1 Federal Credit Union has been serving its members in the LEWISTON, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CHRIS LOSETH, the Potlatch No 1 FCU has grown its membership to over 82,534 with assets of more than $944,705,074. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (208) 746-8900 or email them at support@p1fcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEWISTON, ID.

General Information For Potlatch No 1 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2734
Address 1025 WARNER AVE 
City LEWISTON 
State Idaho 
Zip-Code 83501
Phone Number (208) 746-8900
Fax Number (208) 746-1269
Email Address: support@p1fcu.org
CEO/President CHRIS LOSETH
Members 82,534 
Full-Time Employees 220 
Part-Time Employees
Number of Branch Offices 15 
Total Assets 944,705,074 
Website http://www.p1fcu.org 

Compare Potlatch No 1 Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lewis Clark CU Clarkston Office 1451 15th St 83501 (509) 780-4119 No 15.39
Cottonwood Community CU Cottonwood Branch 1606 Lewiston St 83522 (208) 962-3451 No 27.21

Potlatch No 1 Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Potlatch No 1 Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.49 2.49 4.75 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 83 51 238 317
Rank Among All Idaho Credit Unions N/A 3 3 15 18

Potlatch No 1 Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.30 0.25 0.55 2.28 2.28
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 89 95 55 25 30
Rank Among All Idaho Credit Unions 3 4 2 1 1
Potlatch No 1 Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.90011,59749,982,845
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000485,425
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4903,93789,517,410
Used Vehicle Loans 2.49027,689335,242,193
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.7501,169155,492,859
Total Other Real Estate Loans/Lines of Credit 5.75043510,763,660
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50012,090174,102,713
TOTAL LOANS & LEASES 56,965815,107,105

Potlatch No 1 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 32844,903,01617329,835,960
    b. 15 Years or less 69162,510,345829,452,075
Balloon/Hybrid
    a. > 15 years 7026,141,465149,763,230
    b. 15 Years or less 4417,016,94534,381,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 364,921,088258,666,731
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 3099,553,344431,833,340
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1261,210,31600
Open-End Fixed Rate 0000
TOTALS 1,604166,256,51934063,933,136

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Potlatch No 1 Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes